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UBank · trans and savings accounts

Provider last updated this product 2026-05-12.

Go to provider You'll complete your application on UBank's website. Confirm the rate and fees with them before applying.

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Deposit rates

TypeRateTermCalculatedApplies toConditionsInterest
BONUS5.10%-monthly$0 - $100,000Everyday Bonus Ratecalculated monthly, paid monthly
Everyday Bonus Rate
BONUS5.10%-monthly$100,000.01 - $250,000Everyday Bonus Ratecalculated monthly, paid monthly
Everyday Bonus Rate
BONUS5.10%-monthly$250,000.01 - $1,000,000Everyday Bonus Ratecalculated monthly, paid monthly
Everyday Bonus Rate
BONUS0.00%-monthly$1,000,000.01+Everyday Bonus Ratecalculated monthly, paid monthly
Everyday Bonus Rate
INTRODUCTORY0.75%-monthly$0 - $100,000Welcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different.calculated monthly, paid monthly
Welcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different.
INTRODUCTORY0.75%-monthly$100,000.01 - $250,000Welcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different.calculated monthly, paid monthly
Welcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different.
INTRODUCTORY0.75%-monthly$250,000.01 - $1,000,000Welcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different.calculated monthly, paid monthly
Welcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different.
INTRODUCTORY0.00%-monthly$1,000,000.01+Welcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different.calculated monthly, paid monthly
Welcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different.

Rate history

% p.a. 4.98% 5.10% 5.22%15 Jul10 Aug4 Sep30 Sep 15 Jul 26: 5.10% Rate 5.10%
The figures behind this chart
FromUntilRate
2026-07-152026-09-30 (current)5.10%

Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.

Features

digital bankingfraud protectionnotificationsnpp enablednpp payidunlimited txns

Who can apply

The provider's own documents

Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.

Last updated by data holder: 2026-05-12T00:00:34.5578212Z · Product ID: 1