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UBank · trans and savings accounts
Provider last updated this product 2026-05-12.
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Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| BONUS | 5.10% | - | monthly | $0 - $100,000 | Everyday Bonus Rate | calculated monthly, paid monthly |
| Everyday Bonus Rate | ||||||
| BONUS | 5.10% | - | monthly | $100,000.01 - $250,000 | Everyday Bonus Rate | calculated monthly, paid monthly |
| Everyday Bonus Rate | ||||||
| BONUS | 5.10% | - | monthly | $250,000.01 - $1,000,000 | Everyday Bonus Rate | calculated monthly, paid monthly |
| Everyday Bonus Rate | ||||||
| BONUS | 0.00% | - | monthly | $1,000,000.01+ | Everyday Bonus Rate | calculated monthly, paid monthly |
| Everyday Bonus Rate | ||||||
| INTRODUCTORY | 0.75% | - | monthly | $0 - $100,000 | Welcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different. | calculated monthly, paid monthly |
| Welcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different. | ||||||
| INTRODUCTORY | 0.75% | - | monthly | $100,000.01 - $250,000 | Welcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different. | calculated monthly, paid monthly |
| Welcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different. | ||||||
| INTRODUCTORY | 0.75% | - | monthly | $250,000.01 - $1,000,000 | Welcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different. | calculated monthly, paid monthly |
| Welcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different. | ||||||
| INTRODUCTORY | 0.00% | - | monthly | $1,000,000.01+ | Welcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different. | calculated monthly, paid monthly |
| Welcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different. | ||||||
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 5.10% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- min age - 16
- natural person
- residency status - an Australian citizen or permanent resident with an Australian residential address
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-05-12T00:00:34.5578212Z · Product ID: 1