QBANK
Bluey Visa Credit Card
QBANK · cred and chrg cards
Provider last updated this product 2025-10-14.
Go to provider
You'll complete your application on
QBANK's website. Confirm the rate and fees with them
before applying.
Use your low rate Bluey VISA credit card for shopping, travelling overseas or even to consolidate other credit or store card debt.
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| CASH ADVANCE | 12.49% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| PURCHASE | 12.49% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| INTRODUCTORY | 12.49% | - | OTHER | OTHER | 12 months | - | calculated daily, paid monthly |
| BALANCE TRANSFER | 0.00% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| CASH_ADVANCE_FEE | TRANSACTION | $4 | - |
| RECALL_OF_BPAY | EVENT | $12 | - |
| RECALL_OF_EXTERNAL_TRANSFER | EVENT | $40 | Includes NPP and OSKO transactions to other financial institutions |
| RECALL_OF_TELEGRAPHIC_TRANSFER_(WITHIN_AUSTRALIA_&_OVERSEAS) | TRANSACTION | $35 | - |
| LATE/MISSED_PAYMENT | EVENT | $8 | Charged when the required payment is not paid by the due date. |
| BANK@POST_WITHDRAWALS | TRANSACTION | $2.50 | - |
| ACCOUNT_AUDIT_CONFIRMATION | TRANSACTION | $10 | - |
| INTERNATIONAL_ATM_TRANSACTION | TRANSACTION | $5 | - |
| DIRECT_DEBIT_DISHONOURS/NON_PAYMENT | TRANSACTION | $11.50 | - |
| DEBIT_EXTERNAL_ACCOUNT_REJECTION_FEE | TRANSACTION | $5 | - |
| ATM_DISPUTE_FEE | EVENT | $27.50 | - |
| STATEMENTS_/_VOUCHER_SEARCHES | EVENT | $5 | No charge for current transaction list.Reissue more than 6 months.$5 per page |
| TRACE_OF_EXTERNAL_TRANSFER | EVENT | $40 | Includes NPP and OSKO transactions to other financial institutions |
| DIRECT_DEBIT_INVESTIGATION | EVENT | $40 | - |
| TRACE_OF_BPAY | EVENT | $12 | - |
| REPLACEMENT_OF_CUE_&_VISA_CARD | EVENT | $5 | Under 18 y/o and renewal cards exempt |
| REPLACEMENT_VISA_WRISTBAND_(INCLUDING_CHIP) | EVENT | $15 | - |
| EMERGENCY_VISA_CASH_OR_CARD_(OVERSEAS) | EVENT | $175 | $175.00 USD |
| VISA_INTERNATIONAL_TRANSACTION_FEE | TRANSACTION | 3.65% | International Transaction Fee transaction when converted to $AUD |
| COPY_OF_VISA_TRANSACTION_VOUCHER | TRANSACTION | $35 | - |
| VISA_CHARGEBACK_TRANSACTION | TRANSACTION | $35 | - |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 0.00% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- 0% Balance Transfer Rate for 12 months.
- No application fee
- No annual fee
Who can apply
- otherYou must be a member. Membership is open to current or former employees of police, ambulance, firies, health workers, emergency services, correctional services and government employees as well as their family members.
- otherAll applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Credit Card terms and conditions online or from any of our offices.
Limits
- min limit - 1000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2025-10-14T11:13:58.000+10:00 · Product ID: S25_Bluey