Intro Saver
QBANK · trans and savings accounts
Provider last updated this product 2026-09-17.
Go to provider
You'll complete your application on
QBANK's website. Confirm the rate and fees with them
before applying.
Earn Interest with unlimited transactions
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| VARIABLE | 5.35% | - | daily | $0 - $250,000 | - | calculated daily, paid monthly |
| New to bank funds are defined as funds from an external account. Internal QBANK to QBANK transfers will not be eligible. | ||||||
| VARIABLE | 2.45% | - | daily | $250,000.01+ | - | calculated daily, paid monthly |
| New to bank funds are defined as funds from an external account. Internal QBANK to QBANK transfers will not be eligible. | ||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| DORMANCY | PERIODIC | $20 | Charge $10 every 6 months |
| RECALL_OF_BPAY | EVENT | $12 | - |
| RECALL_OF_EXTERNAL_TRANSFER | EVENT | $40 | Includes NPP and OSKO transactions to other financial institutions |
| RECALL_OF_TELEGRAPHIC_TRANSFER_(WITHIN_AUSTRALIA_&_OVERSEAS) | TRANSACTION | $35 | - |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-09-17 | 2026-09-30 (current) | 5.35% |
Published figures as captured daily since 2026-09-17. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transasction account's available balance.
Who can apply
- otherYou must be a member. Membership is open to citizens or permanent residents of Australia who are current or former emplayees or volunteers in the Australian emergency services sector or are family members of members (i.e. shareholders) of the Bank.
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-17T13:23:51.000+10:00 · Product ID: S19_Intro