QBank
Term Deposit 24 Month
QBank · term deposits
Provider last updated this product 2026-10-26.
Go to provider
You'll complete your application on
QBANK's website. Confirm the rate and fees with them
before applying.
A great way to grow your money safely and securely.
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 4.50% | 24 months | daily | $2,000 - $99,999.99, 24 - 24 months | - | calculated daily |
| FIXED | 4.70% | 24 months | daily | $100,000 - $249,999.99, 24 - 24 months | - | calculated daily |
| FIXED | 4.90% | 24 months | daily | $250,000 - $9,999,999, 24 - 24 months | - | calculated daily |
| FIXED | 4.35% | 24 months | daily | $2,000 - $99,999.99, 24 - 24 months | - | calculated daily, paid monthly |
| FIXED | 4.55% | 24 months | daily | $100,000 - $249,999.99, 24 - 24 months | - | calculated daily, paid monthly |
| FIXED | 4.75% | 24 months | daily | $250,000 - $9,999,999, 24 - 24 months | - | calculated daily, paid monthly |
| FIXED | 4.50% | 24 months | daily | $2,000 - $99,999.99, 24 - 24 months | - | calculated daily, paid P12M |
| FIXED | 4.70% | 24 months | daily | $100,000 - $249,999.99, 24 - 24 months | - | calculated daily, paid P12M |
| FIXED | 4.90% | 24 months | daily | $250,000 - $9,999,999, 24 - 24 months | - | calculated daily, paid P12M |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-10-06 | 4.80% |
| 2026-10-07 | 2026-10-27 (current) | 4.90% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- No account keeping fee
- A guaranteed rate for terms from 3 to 60 months
- Earn a competitive interest rate on your investment with a minimum opening balance of $2,000 can get you started.
- Interest can be paid monthly, 12 monthly or at maturity.
- For deposits of $1,000,000 and over, rates are by negotiation and subject to acceptance.
- We'll send you a written renewal notice before your deposit matures.
- If you want to withdraw your Term Deposit before it matures you'll need to give us 31 days' notice. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditions of Use.
Who can apply
- otherYou do not have to be a member of Qbank to hold a term deposit.
Limits
- opening balance - 2000.00
- min balance - 2000.00
- max balance - 1000000.00For deposits of $1,000,000 and over, rates are by negotiation and subject to acceptance.
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Eligibility criteria › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-10-26T19:52:20.000+10:00 · Product ID: I24_Term_24