QBANK
Term Deposit 12 Month
QBANK · term deposits
Provider last updated this product 2026-08-20.
Go to provider
You'll complete your application on
QBANK's website. Confirm the rate and fees with them
before applying.
A great way to grow your money safely and securely.
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 4.75% | 12 months | daily | $2,000 - $9,999.99, 12 - 12 months | - | calculated daily |
| FIXED | 4.95% | 12 months | daily | $10,000 - $99,999.99, 12 - 12 months | - | calculated daily |
| FIXED | 5.15% | 12 months | daily | $100,000 - $249,999.99, 12 - 12 months | - | calculated daily |
| FIXED | 5.35% | 12 months | daily | $250,000 - $9,999,999, 12 - 12 months | - | calculated daily |
| FIXED | 4.60% | 12 months | daily | $2,000 - $9,999.99, 12 - 12 months | - | calculated daily, paid P14D |
| FIXED | 4.80% | 12 months | daily | $10,000 - $99,999.99, 12 - 12 months | - | calculated daily, paid P14D |
| FIXED | 5.00% | 12 months | daily | $100,000 - $249,999.99, 12 - 12 months | - | calculated daily, paid P14D |
| FIXED | 5.20% | 12 months | daily | $250,000 - $9,999,999, 12 - 12 months | - | calculated daily, paid P14D |
| FIXED | 4.60% | 12 months | daily | $2,000 - $9,999.99, 12 - 12 months | - | calculated daily, paid monthly |
| FIXED | 4.80% | 12 months | daily | $10,000 - $99,999.99, 12 - 12 months | - | calculated daily, paid monthly |
| FIXED | 5.00% | 12 months | daily | $100,000 - $249,999.99, 12 - 12 months | - | calculated daily, paid monthly |
| FIXED | 5.20% | 12 months | daily | $250,000 - $9,999,999, 12 - 12 months | - | calculated daily, paid monthly |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-08-18 | 5.25% |
| 2026-08-21 | 2026-08-21 | 5.35% |
| 2026-08-22 | 2026-08-22 | 5.25% |
| 2026-08-24 | 2026-09-30 (current) | 5.35% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- No account keeping fee
- A guaranteed rate for terms from 3 to 60 months
- Earn a competitive interest rate on your investment with a minimum opening balance of $2,000 can get you started.
- Interest can be paid fortnightly, monthly, 12 monthly or at maturity.
- For deposits of $1,000,000 and over, rates are by negotiation and subject to acceptance.
- We'll send you a written renewal notice before your deposit matures.
- If you want to withdraw your Term Deposit before it matures you'll need to give us 31 days' notice. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditions of Use.
Who can apply
- otherYou do not have to be a member of Qbank to hold a term deposit.
Limits
- opening balance - 2000.00
- min balance - 2000.00
- max balance - 1000000.00For deposits of $1,000,000 and over, rates are by negotiation and subject to acceptance.
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-08-20T19:54:50.000+10:00 · Product ID: I12_Term_12