Regional Australia Bank
Term Savings
Regional Australia Bank · term deposits
Provider last updated this product 2026-09-03.
Go to provider
You'll complete your application on
Regional Australia Bank's website. Confirm the rate and fees with them
before applying.
Invest your money securely with competitive fixed interest rates.
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 3.60% | 48 months | daily | $1,000 - $500,000 | Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | calculated daily, paid P4Y |
| Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | ||||||
| FIXED | 1.35% | 2 months | daily | $1,000 - $500,000 | Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | calculated daily, paid P2M |
| Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | ||||||
| FIXED | 4.70% | 5 months | daily | $1,000 - $500,000 | Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | calculated daily, paid P5M |
| Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | ||||||
| FIXED | 5.00% | 8 months | daily | $1,000 - $500,000 | Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | calculated daily, paid P8M |
| Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | ||||||
| FIXED | 4.90% | 6 months | daily | $1,000 - $500,000 | Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | calculated daily, paid half-yearly |
| Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | ||||||
| FIXED | 5.00% | 7 months | daily | $1,000 - $500,000 | Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | calculated daily, paid P7M |
| Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | ||||||
| FIXED | 5.25% | 12 months | daily | $1,000 - $500,000 | Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | calculated daily, paid annually |
| Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | ||||||
| FIXED | 3.65% | 60 months | daily | $1,000 - $500,000 | Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | calculated daily, paid P5Y |
| Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | ||||||
| FIXED | 4.20% | 36 months | daily | $1,000 - $500,000 | Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | calculated daily, paid P3Y |
| Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | ||||||
| FIXED | 4.65% | 4 months | daily | $1,000 - $500,000 | Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | calculated daily, paid P4M |
| Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | ||||||
| FIXED | 3.50% | 3 months | daily | $1,000 - $500,000 | Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | calculated daily, paid quarterly |
| Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | ||||||
| FIXED | 1.10% | 1 months | daily | $1,000 - $500,000 | Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | calculated daily, paid monthly |
| Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | ||||||
| FIXED | 5.00% | 18 months | daily | $1,000 - $500,000 | Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | calculated daily, paid P18M |
| Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | ||||||
| FIXED | 5.10% | 9 months | daily | $1,000 - $500,000 | Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | calculated daily, paid P9M |
| Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | ||||||
| FIXED | 4.70% | 24 months | daily | $1,000 - $500,000 | Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | calculated daily, paid P2Y |
| Interest rate is per annum. For deposits over $500,000 rates are by negotiation. | ||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Early Redemption Break Cost | EXIT | - | When a Term Savings deposit is redeemed prior to the maturity date, the interest paid on your account will be reduced based on how much notice is provided and how far through the term. Details on how this is calculated are available on request. |
| Early Redemption Adminstration Fee | EXIT | - | This fee may apply when you request to redeem your deposit prior to the maturity date. A reduced Interest Rate applies in addition to this fee. |
| Access Fee | PERIODIC | $0 | The Access Fee is a flat monthly fee which entitles your membership to unlimited withdrawals via EFTPOS, ATMs, Internet, Phone and Mobile Banking. |
| Bank Cheque Fee | EVENT | $11 | Applies for each bank cheque you order from us. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-01 | 5.30% |
| 2026-09-03 | 2026-10-26 (current) | 5.25% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- A guaranteed rate for terms from 1 to 60 months
- Interest can be paid fortnightly, monthly, 12 monthly or at maturity.
- Combined balances of up to $250,000 per account holder are guaranteed and secured by the Australian Government.
Who can apply
- residency status - Australian ResidentsIndividuals must be citizens or permanent residents of Australia.
Limits
- max balance - 500000.00For deposits over $500,000 rates are by negotiation.
- opening balance - 1000.00A minimum $1,000 investment applies to this product.
- min balance - 1000.00A minimum $1,000 investment applies to this product.
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Eligibility criteria › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-03T00:53:32.793654Z · Product ID: dea3dd4f-eeb8-4b11-9ee1-9c842d389890