Regional Australia Bank
Accelerator Car Loan
Regional Australia Bank · pers loans
Provider last updated this product 2026-09-08.
Go to provider
You'll complete your application on
Regional Australia Bank's website. Confirm the rate and fees with them
before applying.
Get into your new wheels faster and easier - with a great interest rate and no hidden costs!
As published by the lender
- Headline rates - from 6.74% to 11.74%The lender publishes several headline rates; which one applies is the lender's decision.
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| VARIABLE | 11.74% | 12.07% | OTHER | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
| Interest is per annum (p.a.). Available for vehicles aged 5-10 years. The Comparison rate is calculated on a secured loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. | |||||||
| VARIABLE | 6.74% | 7.05% | OTHER | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
| Interest is per annum (p.a.). Available for vehicles aged under 5 years. The Comparison rate is calculated on a secured loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Approval Fee | UPFRONT | $195 | Applied on approval of your Personal or Car loan, prior to the initial drawdown. |
| PPSR check fee | EVENT | $26 | Applies when a PPSR check is required. |
| Monthly Service Fee | PERIODIC | $0 | - |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 6.74% | 7.05% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Flexible repayment options give you the ability to make repayments Weekly, Fortnightly, or Monthly.
- Ability to make extra payments or repay the loan in full early at no cost.
- No Monthly Service Fees
Who can apply
- otherAs a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.
- otherProduct is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply.
- employment status - Ongoing EmploymentBorrowers must demonstrate at least 6 months continuing employment history at the time of application.
- residency status - Australian ResidentsIndividuals must be citizens or permanent residents of Australia.
- otherAvailable for cars, motorbikes, caravans, boats and trailers up to 10 years old.
- min age - 18Borrowers must be aged 18 years, however, 16 or older can apply with 18 years over adult as co-applicant or guarantor.
Limits
- min limit - 10000.00A minimum loan amount of $5,000 applies to this product.
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-08T07:01:36.314912Z · Product ID: 0ce5a6c9-83c3-48ae-9574-e7a6247ab0d9