National Australia Bank
NAB Farm Management Deposit
National Australia Bank · term deposits
Provider last updated this product 2026-06-01.
Our Farm Management Deposit can help you manage risks in these tough times. We’re now also offering an interest rate concession on eligible business loans to customers with a FMD.
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 4.80% | 6 months | daily | $1,000 - $800,000 | Interest paid at maturity - 6 months | calculated daily, paid half-yearly |
| Interest paid at maturity - 6 months Customer Relationship | ||||||
| FIXED | 5.10% | 12 months | daily | $1,000 - $800,000 | Interest paid at maturity - 12 months | calculated daily, paid P12M |
| Interest paid at maturity - 12 months Customer Relationship | ||||||
| FIXED | 5.10% | 13 months | daily | $1,000 - $800,000 | Interest paid annually - 13 months | calculated daily, paid P12M |
| Interest paid annually - 13 months Customer Relationship | ||||||
| FIXED | 5.10% | 13 months | daily | $1,000 - $800,000 | Interest paid at maturity - 13 months | calculated daily, paid P13M |
| Interest paid at maturity - 13 months Customer Relationship | ||||||
| FIXED | 5.10% | 14 months | daily | $1,000 - $800,000 | Interest paid annually - 14 months | calculated daily, paid P12M |
| Interest paid annually - 14 months Customer Relationship | ||||||
| FIXED | 5.10% | 14 months | daily | $1,000 - $800,000 | Interest paid at maturity - 14 months | calculated daily, paid P14M |
| Interest paid at maturity - 14 months Customer Relationship | ||||||
| FIXED | 5.10% | 15 months | daily | $1,000 - $800,000 | Interest paid annually - 15 months | calculated daily, paid P12M |
| Interest paid annually - 15 months Customer Relationship | ||||||
| FIXED | 5.10% | 15 months | daily | $1,000 - $800,000 | Interest paid at maturity - 15 months | calculated daily, paid P15M |
| Interest paid at maturity - 15 months Customer Relationship | ||||||
| FIXED | 5.10% | 16 months | daily | $1,000 - $800,000 | Interest paid annually - 16 months | calculated daily, paid P12M |
| Interest paid annually - 16 months Customer Relationship | ||||||
| FIXED | 5.10% | 16 months | daily | $1,000 - $800,000 | Interest paid at maturity - 16 months | calculated daily, paid P16M |
| Interest paid at maturity - 16 months Customer Relationship | ||||||
| FIXED | 5.10% | 17 months | daily | $1,000 - $800,000 | Interest paid annually - 17 months | calculated daily, paid P12M |
| Interest paid annually - 17 months Customer Relationship | ||||||
| FIXED | 5.10% | 17 months | daily | $1,000 - $800,000 | Interest paid at maturity - 17 months | calculated daily, paid P17M |
| Interest paid at maturity - 17 months Customer Relationship | ||||||
| FIXED | 5.10% | 18 months | daily | $1,000 - $800,000 | Interest paid annually - 18 months | calculated daily, paid P12M |
| Interest paid annually - 18 months Customer Relationship | ||||||
| FIXED | 5.10% | 18 months | daily | $1,000 - $800,000 | Interest paid at maturity - 18 months | calculated daily, paid P18M |
| Interest paid at maturity - 18 months Customer Relationship | ||||||
| FIXED | 5.10% | 19 months | daily | $1,000 - $800,000 | Interest paid annually - 19 months | calculated daily, paid P12M |
| Interest paid annually - 19 months Customer Relationship | ||||||
| FIXED | 5.10% | 19 months | daily | $1,000 - $800,000 | Interest paid at maturity - 19 months | calculated daily, paid P19M |
| Interest paid at maturity - 19 months Customer Relationship | ||||||
| FIXED | 5.10% | 20 months | daily | $1,000 - $800,000 | Interest paid annually - 20 months | calculated daily, paid P12M |
| Interest paid annually - 20 months Customer Relationship | ||||||
| FIXED | 5.10% | 20 months | daily | $1,000 - $800,000 | Interest paid at maturity- 20 months | calculated daily, paid P20M |
| Interest paid at maturity- 20 months Customer Relationship | ||||||
| FIXED | 5.10% | 21 months | daily | $1,000 - $800,000 | Interest paid annually - 21 months | calculated daily, paid P12M |
| Interest paid annually - 21 months Customer Relationship | ||||||
| FIXED | 5.10% | 21 months | daily | $1,000 - $800,000 | Interest paid at maturity - 21 months | calculated daily, paid P21M |
| Interest paid at maturity - 21 months Customer Relationship | ||||||
| FIXED | 5.10% | 22 months | daily | $1,000 - $800,000 | Interest paid annually - 22 months | calculated daily, paid P12M |
| Interest paid annually - 22 months Customer Relationship | ||||||
| FIXED | 5.10% | 22 months | daily | $1,000 - $800,000 | Interest paid at maturity - 22 months | calculated daily, paid P22M |
| Interest paid at maturity - 22 months Customer Relationship | ||||||
| FIXED | 5.10% | 23 months | daily | $1,000 - $800,000 | Interest paid annually - 23 months | calculated daily, paid P12M |
| Interest paid annually - 23 months Customer Relationship | ||||||
| FIXED | 5.10% | 23 months | daily | $1,000 - $800,000 | Interest paid at maturity - 23 months | calculated daily, paid P23M |
| Interest paid at maturity - 23 months Customer Relationship | ||||||
| FIXED | 5.00% | 24 months | daily | $1,000 - $800,000 | Interest paid annually - 24 months | calculated daily, paid P12M |
| Interest paid annually - 24 months Customer Relationship | ||||||
| FIXED | 5.00% | 24 months | daily | $1,000 - $800,000 | Interest paid at maturity - 24 months | calculated daily, paid P24M |
| Interest paid at maturity - 24 months Customer Relationship | ||||||
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-10-26 (current) | 5.10% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- residency status - Permanent Australian resident
- natural personAn individual who carries on a primary production business in Australia (other than as a trustee of a trust estate). A partner in a partnership that carries on a primary production business in Australia (not being a company). A beneficiary (not being a company) who is presently entitled to a share in the trust estate, where the trustee carries on a primary production business in Australia.
- otherTo be eligible for the farm management deposit scheme your taxable non-primary production income must be $100,000 or less
Limits
- min balance - 1000.00
- max balance - 800000.00
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-06-01T14:00:01Z · Product ID: fb63c550-4efb-4f07-91c8-948e51edb409