NATIONAL AUSTRALIA BANK
NAB Low Rate Business Card
NATIONAL AUSTRALIA BANK · cred and chrg cards
Provider last updated this product 2026-06-01.
Go to provider
You'll complete your application on
NATIONAL AUSTRALIA BANK's website. Confirm the rate and fees with them
before applying.
If you’re a small business, our low rate business credit card can help you manage your cash flow.
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| PURCHASE | 13.99% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| Not applicable | |||||||
| CASH ADVANCE | 13.99% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| Not applicable | |||||||
| INTRODUCTORY | 0.00% | - | OTHER | OTHER | 12 months | - | calculated daily, paid monthly |
| Introductory interest rate Offer commenced on 4 February 2019. The special introductory interest rate of 0% p.a. on purchases applies for 12 months from the date your account is opened by NAB. At the end of the 12 months, any purchase amounts owing will attract the interest rate for purchases that is then applicable to your account, which is equal to the NAB Low Rate Business Card rate advertised on nab.com.au and is subject to change. Minimum monthly repayments must be made by the due date each month. Not applicable | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Annual Card Fee | PERIODIC | $60 | NAB may waive or discount fees at its discretion, as part of a package or promotional offer. |
| Late Payment Fee | EVENT | $15 | - |
| International Transaction Fee Single Currency | TRANSACTION | 3.00% | - |
| International Transaction Fee Multi-Currency | TRANSACTION | 3.00% | - |
| Cash Advance Fee | TRANSACTION | 3.00% | Minimum fee is $3.00 |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-08-09 | 2026-09-30 (current) | 0.00% |
Published figures as captured daily since 2026-08-09. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- VISA Secure reduces online fraud by confirming your identity with a secret code to your mobile
- Fraud protection NAB Defence detects fraudulent transactions. If fraud occurs, we’ll give back all your money.
Who can apply
- business
- min age - 18
- min turnover - 75000.00
- residency status - Must be an Australian citizen or permanent resident
- otherHave 12 months of business financial data.
- otherRegistered for GST
- otherHave a valid ABN/ACN
Limits
- min limit - 5000.00Account limit
- min limit - 1000.00Card limit
- max limit - 18000000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-06-01T13:59:59Z · Product ID: aea04112-8a33-4d90-991a-b30ad00699a8