NATIONAL AUSTRALIA BANK
NAB Low Rate Card
NATIONAL AUSTRALIA BANK · cred and chrg cards
Provider last updated this product 2026-04-28.
Go to provider
You'll complete your application on
NATIONAL AUSTRALIA BANK's website. Confirm the rate and fees with them
before applying.
A simple low interest rate credit card with your choice of offers: get a promotional balance transfer or select our cash back offer
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| INTRODUCTORY | 0.00% | - | OTHER | OTHER | 24 months | - | calculated daily |
| 0% p.a. balance transfer (BT) for 24 months with 3% BT fee. NAB may offer different introductory rates at its discretion, including for promotional purposes. Not applicable | |||||||
| CASH ADVANCE | 21.74% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| Not applicable | |||||||
| PURCHASE | 13.49% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| NAB may discount the purchase rate at its discretion, including for promotional purposes. Not applicable | |||||||
| BALANCE TRANSFER | 13.49% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| NAB may discount the purchase rate at its discretion, including for promotional purposes. Not applicable | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Annual fee | PERIODIC | $99 | NAB may waive or discount fees at its discretion, as part of a package or promotional offer. |
| International transaction single currency | TRANSACTION | 3.50% | - |
| International transaction multi currency | TRANSACTION | 3.50% | - |
| Cash advance | TRANSACTION | 3.50% | Minimum fee $3.50 |
| Late payment | EVENT | $20 | - |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-08-09 | 2026-09-30 (current) | 0.00% |
Published figures as captured daily since 2026-08-09. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- residency status - Must be an Australian resident
- min age - 18
- natural person
- otherLending criteria apply
Limits
- min limit - 1000.00
Bundled with
- NAB Private Tailored PackageThe NAB private tailored package is an exclusive package specifically designed for nab private clients of national australia bank (NAB). we offer through the package a wide range of concessions and benefits on many of nab’s most competitive products.
- NAB Portfolio PackageThe NAB Portfolio Package is designed to provide a wide range of discounts and extra benefits .
- NAB Private Portfolio PackageThe NAB private portfolio package is an exclusive package specifically designed for nab private clients of national australia bank (NAB). we offer through the package a wide range of concessions and benefits on many of nab’s most competitive products.
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-04-28T13:59:59Z · Product ID: 0c2ca397-dc24-4eb0-8fb9-e098c582ebd5