CommBank
Interest-free Low Fee credit card
CommBank · cred and chrg cards
Provider last updated this product 2026-10-01.
Go to provider
You'll complete your application on
CommBank's website. Confirm the rate and fees with them
before applying.
CommBank's simplest credit card yet with no interest and no late fees. Just a simple monthly fee.
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| PURCHASE | 0.00% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| International transaction fee | TRANSACTION | 0.00% | Pay no international transaction fees for purchases you make overseas or online. |
| Late payment fee | LATE_PAYMENT | $0 | Late payment fees are not charged. |
| Monthly fee | PERIODIC | $10 | Monthly fee of $10. If you do not have any processed transactions in a given statement period and pay your previous statement closing balance in full by the due date, you will not be charged a monthly fee for that statement period. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 0.00% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Use instore and online at millions of locations, everywhere Mastercard is accepted. A Mastercard allows you to pay for things using your card, smartphone or wearable. You may receive access to other features and benefits associated with your Mastercard subject to terms and conditions
Who can apply
- min age - 18
- natural personIndividuals must have the legal capacity to enter into the loan contract. Not available for non-personal borrowers.
- otherApplications for Interest-free Low fee credit card are subject to CBA's lending policy for new Low Cost Credit Contracts.
- residency status - AUYou must have an Australian residential address.
Limits
- max limit - 1500.00Note the credit limit we give you will depend on your requirements and objectives, and financial situation.
- min limit - 400.00Note the credit limit we give you will depend on your requirements and objectives, and financial situation.
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-10-01T02:15:40.000Z · Product ID: d34e453e721640f983c03922f567463a