Bank of Queensland
Farm Management Deposit - Fixed
Bank of Queensland · term deposits
Provider last updated this product 2026-10-21.
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You'll complete your application on
Bank of Queensland's website. Confirm the rate and fees with them
before applying.
Our Farm Management Deposit accounts provide primary producers with the opportunity to shift pre-tax primary product income from years when it is needed least, to years when it is most needed, which could help you to manage exposure to adverse economic events and seasonal fluctuations.
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 0.00% | 36 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 1.90% | 36 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | calculated daily, paid monthly |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | ||||||
| FIXED | 0.00% | 3 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily, paid monthly |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 0.65% | 1 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | calculated daily, paid monthly |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | ||||||
| FIXED | 0.00% | 8 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily, paid monthly |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 0.00% | - | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 4.00% | 8 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | calculated daily, paid monthly |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | ||||||
| FIXED | 0.00% | 49 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 4.10% | 8 months | daily | $1,000 - $800,000, Term | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | calculated daily |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | ||||||
| FIXED | 1.65% | 10 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | calculated daily, paid monthly |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | ||||||
| FIXED | 1.75% | 10 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | calculated daily |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | ||||||
| FIXED | 0.00% | 3 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 4.80% | 6 months | daily | $1,000 - $800,000, Term | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | calculated daily |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | ||||||
| FIXED | 0.00% | 11 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 4.85% | 9 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | calculated daily, paid monthly |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | ||||||
| FIXED | 1.25% | 5 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | calculated daily |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | ||||||
| FIXED | 4.80% | 7 months | daily | $1,000 - $800,000, Term | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | calculated daily |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | ||||||
| FIXED | 0.00% | 1 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 0.00% | 2 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 1.65% | 11 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | calculated daily, paid monthly |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | ||||||
| FIXED | 0.80% | 2 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | calculated daily |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | ||||||
| FIXED | 0.00% | 8 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 0.00% | 12 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 4.50% | 4 months | daily | $1,000 - $800,000, Term | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | calculated daily |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | ||||||
| FIXED | 0.00% | 10 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily, paid monthly |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 0.00% | 1 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily, paid monthly |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 4.95% | 9 months | daily | $1,000 - $800,000, Term | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | calculated daily |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | ||||||
| FIXED | 0.00% | 24 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily, paid monthly |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 1.90% | 49 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | calculated daily, paid monthly |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | ||||||
| FIXED | 2.00% | 36 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | calculated daily |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | ||||||
| FIXED | 0.00% | 6 months | daily | $1 - $999, Term | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily, paid monthly |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 0.00% | 6 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 0.00% | 24 months | daily | $1 - $999, Term | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 0.00% | 49 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily, paid monthly |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 0.00% | 4 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 1.15% | 5 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | calculated daily, paid monthly |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | ||||||
| FIXED | 0.00% | 11 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily, paid monthly |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 0.00% | 10 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 0.00% | 9 months | daily | $1 - $999, Term | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 1.90% | 24 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | calculated daily, paid monthly |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | ||||||
| FIXED | 0.00% | 5 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily, paid monthly |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 0.25% | - | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | calculated daily |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | ||||||
| FIXED | 4.40% | 3 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | calculated daily, paid monthly |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | ||||||
| FIXED | 0.00% | 9 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily, paid monthly |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 4.70% | 6 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | calculated daily, paid monthly |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | ||||||
| FIXED | 0.75% | 1 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | calculated daily |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | ||||||
| FIXED | 0.00% | 12 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily, paid monthly |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 0.15% | - | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | calculated daily, paid monthly |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | ||||||
| FIXED | 5.05% | 12 months | daily | $1,000 - $800,000, Term | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | calculated daily |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | ||||||
| FIXED | 1.75% | 11 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | calculated daily |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | ||||||
| FIXED | 4.70% | 7 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | calculated daily, paid monthly |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | ||||||
| FIXED | 0.00% | 5 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 4.50% | 3 months | daily | $1,000 - $800,000, Term | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | calculated daily |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | ||||||
| FIXED | 0.00% | 36 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily, paid monthly |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 0.00% | 7 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 4.95% | 12 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | calculated daily, paid monthly |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | ||||||
| FIXED | 2.00% | 49 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | calculated daily |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | ||||||
| FIXED | 0.00% | 2 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily, paid monthly |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 4.40% | 4 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | calculated daily, paid monthly |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | ||||||
| FIXED | 2.00% | 24 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | calculated daily |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term. | ||||||
| FIXED | 0.00% | 7 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily, paid monthly |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 0.70% | 2 months | daily | Term, $1,000 - $800,000 | Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | calculated daily, paid monthly |
| Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | ||||||
| FIXED | 0.00% | 4 months | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily, paid monthly |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
| FIXED | 0.00% | - | daily | Term, $1 - $999 | Investment amount balances of less than $1,000 have an interest rate of 0.00%. | calculated daily, paid monthly |
| Investment amount balances of less than $1,000 have an interest rate of 0.00%. | ||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| BOQ Branch Balance Enquiry Fee | ENQUIRY | $0 | Free |
| Internet Banking Balance Enquiry /Transaction History Enquiry | ENQUIRY | $0 | Free |
| Direct Credit Fee | DEPOSIT | $0 | Free |
| Cheques Deposited Fee | DEPOSIT | $0 | Free |
| Branch Withdrawal Fee | WITHDRAWAL | $0 | Free |
| Branch Deposit Fee | DEPOSIT | $0 | Free |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-10-26 (current) | 5.05% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Make deposits and withdrawals to your account during the 7 day renewal grace period, day 1 is the maturity date (minimum deposit/withdrawal amount of $1,000 applies)
- You must provide 31 days' notice for early withdrawal or termination before your fixed term Deposit Account matures
- A fixed term Farm Management Deposit that pays competitive interest
- Wide choice of terms, starting from 28 days to five years
- Easy reinvestment, with automatic rollover at maturity for your choice of term (unless you've given us other instructions). You can choose the new lodgement term in advance. If you prefer, we'll notify you before your investment matures so you can make your choice based on current interest rates.
- Choose when you receive your interest payments - either monthly or end of term
- Access your funds prior to maturity, by simply providing 31 days prior notice to redeem your account early (an interest adjustment applies)
- Interest is paid directly into another nominated account held by you with BOQ or another Australian Financial Institution
Who can apply
- businessThe FMD Scheme is restricted to primary producers with a non-primary production income of $100,000 or less.
Limits
- min balance - 1000.0000000000Minimum investment amount and account balance is $1,000
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Eligibility criteria › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-10-21T04:04:38Z · Product ID: 0f906e88-5c03-ee11-8f6e-00224814d330