Defence Bank Limited
Defence Bank Foundation Credit Card
Defence Bank Limited · cred and chrg cards
Provider last updated this product 2026-03-16.
Go to provider
You'll complete your application on
Defence Bank Limited's website. Confirm the rate and fees with them
before applying.
A Visa credit card that gives back. Half of the annual $45 card fee is donated to the Defence Bank Foundation - a charity whose sole beneficiary is Defence Community Dogs.
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| INTRODUCTORY | 3.99% | - | - | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
| FLOATING | 8.99% | - | - | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Cheque Dishonour Bank@Post | TRANSACTION | $14.47 | For each cheque deposited through the Bank@Post system and subsequently dishonoured. |
| Bank@Post Cash Advances. | TRANSACTION | $6.10 | Cash advance fee when cash advance is as a Bank@Post transaction |
| Transfer Fees | TRANSACTION | $4.10 | Transfer between accounts within Defence Bank. |
| Transfer Fees | TRANSACTION | $5.10 | Electronic Transfer requested online. |
| Transfer Fees | TRANSACTION | $6.10 | Electronic Transfer requested at a branch. |
| Emergency Overseas Visa Cash Advance Fee. | EVENT | $175 | Emergency Overseas Visa Cash Advance Fee. |
| Emergency overseas Visa replacement card | EVENT | $175 | Emergency Overseas Visa Replacement Card Fee. |
| Foreign Currency Conversion Fee, | TRANSACTION | 3.00% | Fee is charged as a percentage of value of transaction. |
| Notice of Demand | EVENT | $20 | enforcement notice |
| Outbound Foreign Currency International Telegraphic Transfer. | WITHDRAWAL | $20 | When requested via online banking or the mobile app. |
| Outbound Foreign Currency International Telegraphic Transfer. | WITHDRAWAL | $30 | When requested at a branch. |
| Late Payment Fee. | EVENT | $20 | Fee charged when the payment is received after the due date |
| BPay | TRANSACTION | $4.10 | BPAY transaction. |
| Cash Advances except Bank@Post. | TRANSACTION | $4.10 | Cash advance fee (includes withdrawals, electronic transfers). |
| Annual Fee | PERIODIC | $45 | Half of the annual fee is donated to the Defence Bank Foundation - a charity whose sole beneficiary is Defence Community Dogs. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 3.99% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Same low rate for purchases and cash advances.
- Lock & Block
- Annual donation to charity
- Select your own Pin
- Bank@Post
- Minimum repayment
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-03-16T00:00:00.000+11:00 · Product ID: 552