FIRST OPTION BANK
VISA CREDIT CARD
FIRST OPTION BANK · cred and chrg cards
Provider last updated this product 2026-06-02.
Go to provider
You'll complete your application on
FIRST OPTION BANK's website. Confirm the rate and fees with them
before applying.
Low Rate Visa Credit Card
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| CASH ADVANCE | 17.99% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| PURCHASE | 10.49% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| CREDIT_CARD_ANNUAL_FEE | PERIODIC | $48 | - |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 10.49% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- residency status - Australian Residents
- natural person
- min age - 18
Limits
- min limit - 500.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-06-02T12:56:29.000+10:00 · Product ID: VISA_CREDIT_CARD