First Option Bank
6 Month Regular Income Term Deposit
First Option Bank · term deposits
Provider last updated this product 2026-06-04.
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First Option Bank's website. Confirm the rate and fees with them
before applying.
Interest Paid Monthly
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 0.05% | 6 months | daily | $25,000 - $24,999.99, 6 - 6 months | - | calculated daily, paid monthly |
| FIXED | 0.05% | 6 months | daily | $25,000 - $249,999.99, 6 - 6 months | - | calculated daily, paid monthly |
| FIXED | 0.05% | 6 months | daily | $250,000 - $500,000, 6 - 6 months | - | calculated daily, paid monthly |
| FIXED | 0.00% | 6 months | daily | $500,000.01 - $500,000, 6 - 6 months | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| MEMBERSHIP_ADMIN_FEE | PERIODIC | $5 | - |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-10-27 (current) | 0.05% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- natural personIndividual and Joint Accounts
- residency statusAustralian Residents
Limits
- min balance - 25000.00
- max balance - 2000000.00
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Eligibility criteria › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-06-04T12:28:27.000+10:00 · Product ID: 6MTH_REGULAR_INCOME