P&N Bank

7 Month Term Deposit

P&N Bank · term deposits

Provider last updated this product 2026-09-01.

Go to provider You'll complete your application on P&N Bank's website. Confirm the rate and fees with them before applying.

Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.

Deposit rates

Type	Rate	Term	Calculated	Applies to	Conditions	Interest
FIXED	4.40%	7 months	daily	$5,000 - $1,000,000, 7.00 - 7.00 months	Interest paid at maturity	calculated daily, paid P7M
Interest paid at maturity Rate available to existing customers. Rate available for new accounts. Rate available to new customers.

Rate history

The figures behind this chart

From	Until	Rate
2026-07-15	2026-08-30	4.50%
2026-09-01	2026-10-27 (current)	4.40%

Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.

Features

digital banking

Flexible interest payment options - choose from interest paid at maturity (Money Maker), OR paid monthly, quarterly or annually (Regular Income)

Who can apply

min age - 12
otherYou must be or become a P&N Bank member
residency status - You must be an Australian citizen and/or resident or a non-resident with a qualifying visa evidencing 12 months or longer residency. A valid Australian address is required to open an account. Membership eligibility applies.

Limits

max balance - 1000000.00Maximum balance is $1,000,000
min balance - 5000.00
opening balance - 5000.00An Opening Balance of $5,000 is required for this product

The provider's own documents

Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.

Last updated by data holder: 2026-09-01T02:00:23.3722770Z · Product ID: 27