BankVic
12 Month Regular Income
BankVic · term deposits
Provider last updated this product 2026-08-12.
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You'll complete your application on
BankVic's website. Confirm the rate and fees with them
before applying.
Enjoy the security of a fixed rate with regular interest income
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 4.95% | 12 months | daily | $5,000 - $9,999,999.99, 1 - 12 months | - | calculated daily, paid P12M |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| TERM_DEPOSIT_-_EARLY_REDEMPTION_CHARGES | WITHDRAWAL | $0 | We do not charge a fee for early withdrawal, however, we will reduce the interest rate to the rate payable on the Everyday account. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-07-17 | 5.35% |
| 2026-07-20 | 2026-08-11 | 5.20% |
| 2026-08-16 | 2026-10-26 (current) | 4.95% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- otherBankVic Member
- residency statusAustralian Citizen
Limits
- opening balance - 5000.00Make a minimum initial deposit of $5,000
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Eligibility criteria › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-08-12T16:59:19.000+10:00 · Product ID: I3_TermDeposit_12mthIncome