NATIONAL SENIORS TERM DEPOSIT
A-Auswide Bank · term deposits
Provider last updated this product 2026-09-29.
A term deposit distributed through National Seniors Australia
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 0.75% | 1 months | daily | $5,000 - $3,000,000, 1 - 1 months | - | calculated daily |
| FIXED | 1.00% | 2 months | daily | $5,000 - $3,000,000, 2 - 2 months | - | calculated daily |
| FIXED | 0.90% | 2 months | daily | $5,000 - $3,000,000, 2 - 2 months | - | calculated daily, paid monthly |
| FIXED | 4.95% | 3 months | daily | $5,000 - $3,000,000, 3 - 3 months | - | calculated daily |
| FIXED | 3.95% | 3 months | daily | $5,000 - $3,000,000, 3 - 3 months | - | calculated daily, paid monthly |
| FIXED | 4.90% | 4 months | daily | $5,000 - $3,000,000, 4 - 4 months | - | calculated daily |
| FIXED | 3.75% | 4 months | daily | $5,000 - $3,000,000, 4 - 4 months | - | calculated daily, paid monthly |
| FIXED | 4.90% | 5 months | daily | $5,000 - $3,000,000, 5 - 5 months | - | calculated daily |
| FIXED | 3.90% | 5 months | daily | $5,000 - $3,000,000, 5 - 5 months | - | calculated daily, paid monthly |
| FIXED | 5.00% | 6 months | daily | $5,000 - $3,000,000, 6 - 6 months | - | calculated daily |
| FIXED | 3.90% | 6 months | daily | $5,000 - $3,000,000, 6 - 6 months | - | calculated daily, paid monthly |
| FIXED | 5.00% | 7 months | daily | $5,000 - $3,000,000, 7 - 7 months | - | calculated daily |
| FIXED | 3.75% | 7 months | daily | $5,000 - $3,000,000, 7 - 7 months | - | calculated daily, paid monthly |
| FIXED | 5.00% | 8 months | daily | $5,000 - $3,000,000, 8 - 8 months | - | calculated daily |
| FIXED | 3.70% | 8 months | daily | $5,000 - $3,000,000, 8 - 8 months | - | calculated daily, paid monthly |
| FIXED | 5.10% | 9 months | daily | $5,000 - $3,000,000, 9 - 9 months | - | calculated daily |
| FIXED | 3.70% | 9 months | daily | $5,000 - $3,000,000, 9 - 9 months | - | calculated daily, paid monthly |
| FIXED | 5.10% | 10 months | daily | $5,000 - $3,000,000, 10 - 10 months | - | calculated daily |
| FIXED | 3.65% | 10 months | daily | $5,000 - $3,000,000, 10 - 10 months | - | calculated daily, paid monthly |
| FIXED | 5.35% | 11 months | daily | $5,000 - $3,000,000, 11 - 11 months | - | calculated daily |
| FIXED | 3.60% | 11 months | daily | $5,000 - $3,000,000, 11 - 11 months | - | calculated daily, paid monthly |
| FIXED | 5.25% | 12 months | daily | $5,000 - $3,000,000, 12 - 12 months | - | calculated daily |
| FIXED | 4.00% | 12 months | daily | $5,000 - $3,000,000, 12 - 12 months | - | calculated daily, paid monthly |
| FIXED | 3.90% | 18 months | daily | $5,000 - $3,000,000, 18 - 18 months | - | calculated daily |
| FIXED | 3.70% | 18 months | daily | $5,000 - $3,000,000, 18 - 18 months | - | calculated daily, paid monthly |
| FIXED | 5.15% | 24 months | daily | $5,000 - $3,000,000, 24 - 24 months | - | calculated daily |
| FIXED | 3.30% | 24 months | daily | $5,000 - $3,000,000, 24 - 24 months | - | calculated daily, paid monthly |
| FIXED | 3.25% | 36 months | daily | $5,000 - $3,000,000, 36 - 36 months | - | calculated daily |
| FIXED | 3.05% | 36 months | daily | $5,000 - $3,000,000, 36 - 36 months | - | calculated daily, paid monthly |
| FIXED | 3.25% | 48 months | daily | $5,000 - $3,000,000, 48 - 48 months | - | calculated daily |
| FIXED | 3.05% | 48 months | daily | $5,000 - $3,000,000, 48 - 48 months | - | calculated daily, paid monthly |
| FIXED | 3.25% | 60 months | daily | $5,000 - $3,000,000, 60 - 60 months | - | calculated daily |
| FIXED | 3.05% | 60 months | daily | $5,000 - $3,000,000, 60 - 60 months | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| TELEGPRAPHIC_TRANSFER_FEE | PAYMENT | $50 | $AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank. |
| RTGS_OUTWARD_PAYMENT_FEE | TRANSACTION | $20 | Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-28 | 4.60% |
| 2026-09-29 | 2026-09-30 (current) | 5.35% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- No account keeping fee
- A guaranteed rate for a selected period between 1 - 60 months
- If you want to withdraw your Term Deposit before it matures you'll need to give us 31 days' notice. A reduced rate of interest will apply in these circumstances. For full details refer to our Terms and Conditions
Who can apply
- natural personAvailable for personal use only
- otherOnly available through National Seniors Australia
Limits
- min balance - 5000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-29T09:16:28.000+10:00 · Product ID: 6f474df2-c438-4132-939f-9730d5e45165