A-Auswide Bank
LOW RATE VISA CREDIT CARD
A-Auswide Bank · cred and chrg cards
Provider last updated this product 2026-06-24.
A low rate credit card
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| CASH ADVANCE | 9.74% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| PURCHASE | 9.74% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| BALANCE TRANSFER | 0.00% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| ANNUAL_FEE | PERIODIC | $50 | Debited to your account on the day your credit card facility is activated and annually on anniversary |
| ATM_DIRECT_CHARGE_FEE | CASH_ADVANCE | - | Direct charge fee is levied by the ATM owner. May be payable to the ATM owner when using your card to withdraw or check your balance at a non-Auswide Bank ATM network ATM. |
| CASH_ADVANCE | TRANSACTION | $3.50 | This fee is charged for making a cash advance, cash transfer or cash equivalent debit from your account |
| FOREIGN_ATM_WITHDRAWAL_FEE | WITHDRAWAL | $5 | Plus 3% Currency Conversion Fee. Payable when you use your Visa Debit Card at any oversas ATM to withdraw from your account |
| CURRENCY_CONVERSION_FEE | TRANSACTION | 3.00% | Payable when you use your card to pay for purchases or withdraw cash at overseas retail outlets or overseas ATM |
| EMERGENCY_CARD/EMERGENCY_CASH_DISBURSEMENT_FEE | CASH_ADVANCE | - | Unascertainable - as quoted by Visa Global Customer Assistance Service. |
| LATE_PAYMENT_FEE | EVENT | $20 | Payable where there is an amount overdue for payment past its due date |
| DISHONOUR_FEE_-_DIRECT_DEBIT_AND_EXTERNAL_PAYMENT | EVENT | $15 | Charged per rejection. Payable when you've arranged a direct debit payment or external payment to an account at another financial institution but there are insufficient clear funds in your account |
| RTGS_OUTWARD_PAYMENT_FEE | TRANSACTION | $20 | Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 0.00% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- natural personAvailable for personal use
- min age - 18
Limits
- min limit - 500.00
- max limit - 50000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-06-24T16:11:08.000+10:00 · Product ID: 02ef924b-4492-49bf-b248-5571909c10c1