Compare Health insurance

Health insurance: extras cover

Every policy open to new members, as insurers filed it with the Private Health Insurance Ombudsman. Free, no sign-up.

Showing the first 150 of 194 policies.

Policies as filed on 1 Oct 2026

Priced for New South Wales · Just me · each policy at its lowest premium · after the base-tier rebate (24.1%, assuming you are under 65). Change your answers

How results are sorted
BupaBupa
Emergency ambulance
1 of 27 extras services covered

What the extras pay back

General dental$350 yearly limit50% back on a check-up
Glasses and contact lensesnot covered
Physiotherapynot covered
$12.14†a month after the base-tier rebate (24.1%)
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Emergency ambulance
3 of 27 extras services covered

What the extras pay back

General dental$500 yearly limit shared with major dental and root canal50% back on a check-up
Glasses and contact lensesnot covered
Physiotherapynot covered
$13.24†a month after the base-tier rebate (24.1%)
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Emergency ambulance
7 of 27 extras services covered

What the extras pay back

General dental$350 yearly limit shared with other servicesup to $29 back on a check-up
Glasses and contact lensesnot covered
Physiotherapy$150 yearly limit shared with other servicesup to $40 back on a first visit
$13.75†a month after the base-tier rebate (24.1%)
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MedibankMedibank
Emergency ambulance
2 of 27 extras services covered

What the extras pay back

General dentalyearly limit in Detailsup to $22.50 back on a check-up
Glasses and contact lensesnot covered
Physiotherapynot covered
$15.82†a month after the base-tier rebate (24.1%)
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BupaBupa

Bupa

Freedom 50
Emergency ambulance
4 of 27 extras services covered

What the extras pay back

General dental$500 yearly limit shared with 3 other services50% back on a check-up
Glasses and contact lensesnot covered
Physiotherapy$500 yearly limit shared with 3 other services50% back on a first visit
$16.01†a month after the base-tier rebate (24.1%)
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ahmahm
Emergency ambulance
4 of 27 extras services covered

What the extras pay back

General dental$400 yearly limit50% back on a check-up
Glasses and contact lensesnot covered
Physiotherapy$300 yearly limit shared with other services50% back on a first visit
$16.12†a month after the base-tier rebate (24.1%)
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WestfundWestfund
Emergency and non-emergency ambulance
1 of 27 extras services covered

What the extras pay back

General dentalyearly limit in Details50% back on a check-up
Glasses and contact lensesnot covered
Physiotherapynot covered
$16.38†a month after the base-tier rebate (24.1%)
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nibnib
Emergency ambulance
5 of 27 extras services covered

What the extras pay back

General dental$400 yearly limitup to $35.20 back on a check-up
Glasses and contact lensesnot covered
Physiotherapy$200 yearly limit50% back on a first visit
$16.68†a month after the base-tier rebate (24.1%)
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Emergency ambulance
9 of 27 extras services covered

What the extras pay back

General dental$350 yearly limitup to $24 back on a check-up
Glasses and contact lenses$120 yearly limit100% back on single vision glasses
Physiotherapy$200 yearly limit shared with chiropractic and osteopathyup to $39 back on a first visit
$16.82†a month after the base-tier rebate (24.1%)
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Emergency ambulance
8 of 27 extras services covered

What the extras pay back

General dental$400 yearly limit shared with other servicesup to $29 back on a check-up
Glasses and contact lenses$100 yearly limit100% back on single vision glasses
Physiotherapy$200 yearly limitup to $42 back on a first visit
$18.17†a month after the base-tier rebate (24.1%)
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Australian UnityAustralian Unity

Australian Unity

Easy Extras (ESE)
Emergency ambulance
6 of 27 extras services covered

What the extras pay back

General dental$400 yearly limit50% back on a check-up
Glasses and contact lensesnot covered
Physiotherapy$300 yearly limit shared with exercise physiology50% back on a first visit
$18.33†a month after the base-tier rebate (24.1%)
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Latrobe Health ServicesLatrobe Health Services

Latrobe Health Services

Basic Extras
Emergency ambulance
10 of 27 extras services covered

What the extras pay back

General dental$500 yearly limitup to $30.50 back on a check-up
Glasses and contact lenses$150 yearly limitup to $150 back on single vision glasses
Physiotherapy$250 yearly limit shared with other servicesup to $30 back on a first visit
$19.96†a month after the base-tier rebate (24.1%)
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ahmahm

ahm

black 50
Emergency ambulance
4 of 27 extras services covered

What the extras pay back

General dental$500 yearly limit50% back on a check-up
Glasses and contact lensesnot covered
Physiotherapy$300 yearly limit shared with other services50% back on a first visit
$21.70†a month after the base-tier rebate (24.1%)
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HBFHBF
Emergency ambulance
6 of 27 extras services covered

What the extras pay back

General dental$350 yearly limit (no limit on preventative dental)up to $37.50 back on a check-up
Glasses and contact lenses$160 yearly limit100% back on single vision glasses
Physiotherapy$250 yearly limit shared with chiropractic and osteopathyup to $33 back on a first visit
$21.89†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners

Health Partners

Base Extras
Emergency ambulance
8 of 27 extras services covered

What the extras pay back

General dental$350 yearly limit35% back on a check-up
Glasses and contact lenses$100 yearly limit40% back on single vision glasses
Physiotherapy$150 yearly limit shared with 3 other services, smaller limits applyup to $30 back on a first visit
$22.26†a month after the base-tier rebate (24.1%)
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Emergency and non-emergency ambulance
9 of 27 extras services covered

What the extras pay back

General dental$300 yearly limit50% back on a check-up
Glasses and contact lenses$150 yearly limit50% back on single vision glasses
Physiotherapy$200 yearly limit shared with 6 other services50% back on a first visit
$22.99†a month after the base-tier rebate (24.1%)
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Emergency and non-emergency ambulance
9 of 27 extras services covered

What the extras pay back

General dental$300 yearly limit50% back on a check-up
Glasses and contact lenses$150 yearly limit50% back on single vision glasses
Physiotherapy$200 yearly limit shared with 6 other services50% back on a first visit
$22.99†a month after the base-tier rebate (24.1%)
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BupaBupa
Emergency ambulance
12 of 27 extras services covered

What the extras pay back

General dental$350 yearly limitup to $26.95 back on a check-up
Glasses and contact lenses$150 yearly limitup to $150 back on single vision glasses
Physiotherapy$350 yearly limit shared with 7 other servicesup to $37.75 back on a first visit
$23.11†a month after the base-tier rebate (24.1%)
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WestfundWestfund

Westfund

Starter Extras
Emergency and non-emergency ambulance
15 of 27 extras services covered

What the extras pay back

General dental$400 yearly limit shared with root canalup to $28 back on a check-up
Glasses and contact lenses$400 yearly limit shared with other services, smaller limits applyup to $180 back on single vision glasses
Physiotherapy$400 yearly limit shared with other servicesup to $25 back on a first visit
$24.96†a month after the base-tier rebate (24.1%)
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MedibankMedibank
Emergency ambulance
9 of 27 extras services covered

What the extras pay back

General dental$400 yearly limitup to $23.50 back on a check-up
Glasses and contact lenses$150 yearly limit100% back on single vision glasses
Physiotherapy$300 yearly limit shared with chiropractic and osteopathyup to $37.70 back on a first visit
$25.72†a month after the base-tier rebate (24.1%)
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AAMI Health InsuranceAAMI Health Insurance

AAMI Health Insurance

AAMI Starter Extras
Emergency ambulance
6 of 27 extras services covered

What the extras pay back

General dental$350 yearly limitup to $35.20 back on a check-up
Glasses and contact lenses$150 yearly limit60% back on single vision glasses
Physiotherapy$250 yearly limit shared with chiropractic and osteopathy60% back on a first visit
$26.58†a month after the base-tier rebate (24.1%)
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Suncorp Health InsuranceSuncorp Health Insurance

Suncorp Health Insurance

Suncorp Health Insurance Starter Extras
Emergency ambulance
6 of 27 extras services covered

What the extras pay back

General dental$350 yearly limitup to $35.20 back on a check-up
Glasses and contact lenses$150 yearly limit60% back on single vision glasses
Physiotherapy$250 yearly limit shared with other services60% back on a first visit
$26.58†a month after the base-tier rebate (24.1%)
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nibnib
Emergency ambulance
4 of 27 extras services covered

What the extras pay back

General dental$450 yearly limitup to $35.20 back on a check-up
Glasses and contact lenses$150 yearly limit100% back on single vision glasses
Physiotherapy$200 yearly limit shared with psychology50% back on a first visit
$26.85†a month after the base-tier rebate (24.1%)
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Latrobe Health ServicesLatrobe Health Services

Latrobe Health Services

Core Essential Extras
Emergency ambulance
11 of 27 extras services covered

What the extras pay back

General dental$375 yearly limit shared with root canal50% back on a check-up
Glasses and contact lenses$175 yearly limitup to $175 back on single vision glasses
Physiotherapy$350 yearly limit shared with other servicesup to $30 back on a first visit
$27.15†a month after the base-tier rebate (24.1%)
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BupaBupa
Emergency ambulance
6 of 27 extras services covered

What the extras pay back

General dental$500 yearly limit shared with 3 other servicesup to $34.10 back on a check-up
Glasses and contact lenses$150 yearly limitup to $150 back on single vision glasses
Physiotherapy$500 yearly limit shared with 3 other servicesup to $39.95 back on a first visit
$27.28†a month after the base-tier rebate (24.1%)
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HIFHIF
Emergency ambulance
5 of 27 extras services covered

What the extras pay back

General dental$400 yearly limit50% back on a check-up
Glasses and contact lenses$150 yearly limit100% back on single vision glasses
Physiotherapy$300 yearly limit shared with other services50% back on a first visit
$27.58†a month after the base-tier rebate (24.1%)
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MedibankMedibank
Emergency ambulance
14 of 27 extras services covered

What the extras pay back

General dental$500 yearly limit shared with other servicesup to $23.50 back on a check-up
Glasses and contact lenses$150 yearly limit shared with other services100% back on single vision glasses
Physiotherapy$500 yearly limit shared with other servicesup to $37.70 back on a first visit
$28.87†a month after the base-tier rebate (24.1%)
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MedibankMedibank
Emergency ambulance
8 of 27 extras services covered

What the extras pay back

General dental$400 yearly limitup to $23.50 back on a check-up
Glasses and contact lenses$150 yearly limit shared with eye therapy (orthoptics)100% back on single vision glasses
Physiotherapynot covered
$29.37†a month after the base-tier rebate (24.1%)
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PeoplecarePeoplecare

Peoplecare

Simple Extras
Emergency and non-emergency ambulance
11 of 27 extras services covered

What the extras pay back

General dental$500 yearly limit50% back on a check-up
Glasses and contact lenses$150 yearly limitup to $150 back on single vision glasses
Physiotherapy$300 yearly limit shared with other servicesup to $40 back on a first visit
$30.01†a month after the base-tier rebate (24.1%)
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Emergency ambulance
9 of 27 extras services covered

What the extras pay back

General dental$650 yearly limit (no limit on preventative dental) shared with other services60% back on a check-up
Glasses and contact lenses$175 yearly limit60% back on single vision glasses
Physiotherapy$650 yearly limit shared with other services60% back on a first visit
$30.80†a month after the base-tier rebate (24.1%)
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Phoenix Health FundPhoenix Health Fund

Phoenix Health Fund

Kick Start Extras 50
Emergency and non-emergency ambulance
9 of 27 extras services covered

What the extras pay back

General dental$500 yearly limit100% back on a check-up
Glasses and contact lensesnot covered
Physiotherapy$400 yearly limit shared with 5 other services, smaller limits apply50% back on a first visit
$30.94†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners

Health Partners

Flex Extras: Eyes
Emergency ambulance
6 of 27 extras services covered

What the extras pay back

General dental$500 yearly limit shared with major dental and root canal60% back on a check-up
Glasses and contact lenses$200 yearly limit60% back on single vision glasses
Physiotherapynot covered
$31.04†a month after the base-tier rebate (24.1%)
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HBFHBF

HBF

Value 50
Emergency ambulance
14 of 27 extras services covered

What the extras pay back

General dental$500 yearly limit shared with major dental and root canal50% back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$300 yearly limit shared with 3 other services50% back on a first visit
$32.15†a month after the base-tier rebate (24.1%)
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Qantas InsuranceQantas Insurance

Qantas Insurance

Qantas Starter Extras
Emergency ambulance
4 of 27 extras services covered

What the extras pay back

General dental$250 yearly limit (no limit on preventative dental)up to $35.20 back on a check-up
Glasses and contact lenses$150 yearly limit60% back on single vision glasses
Physiotherapy$200 yearly limit60% back on a first visit
$32.40†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners

Health Partners

Flex Extras: Wellness
Emergency ambulance
15 of 27 extras services covered

What the extras pay back

General dental$500 yearly limit shared with major dental and root canal60% back on a check-up
Glasses and contact lensesnot covered
Physiotherapynot covered
$33.24†a month after the base-tier rebate (24.1%)
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ahmahm
Emergency ambulance
13 of 27 extras services covered

What the extras pay back

General dental$650 yearly limit shared with other services, smaller limits applyup to $28.55 back on a check-up
Glasses and contact lenses$180 yearly limit100% back on single vision glasses
Physiotherapy$200 yearly limitup to $34 back on a first visit
$33.77†a month after the base-tier rebate (24.1%)
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RT HealthRT Health
Emergency ambulance
13 of 27 extras services covered

What the extras pay back

General dental$500 yearly limitup to $30 back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$350 yearly limitup to $40 back on a first visit
$33.87†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners

Health Partners

Flex Extras: Body
Emergency ambulance
9 of 27 extras services covered

What the extras pay back

General dental$500 yearly limit shared with major dental and root canal60% back on a check-up
Glasses and contact lensesnot covered
Physiotherapy$400 yearly limit shared with 3 other services60% back on a first visit
$33.93†a month after the base-tier rebate (24.1%)
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HIFHIF
Emergency and non-emergency ambulance
12 of 27 extras services covered

What the extras pay back

General dental$750 yearly limitup to $54.35 back on a check-up
Glasses and contact lenses$150 yearly limit100% back on single vision glasses
Physiotherapy$350 yearly limit shared with other servicesup to $30 back on a first visit
$36.23†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners

Health Partners

Flex Extras: Teeth Pro
Emergency ambulance
6 of 27 extras services covered

What the extras pay back

General dental$1,000 yearly limit, shared with 3 other services60% back on a check-up
Glasses and contact lensesnot covered
Physiotherapynot covered
$36.89†a month after the base-tier rebate (24.1%)
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HCFHCF
Emergency ambulance
13 of 27 extras services covered

What the extras pay back

General dental$700 yearly limit shared with other servicesup to $33 back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$350 yearly limit shared with exercise physiologyup to $56 back on a first visit
$37.49†a month after the base-tier rebate (24.1%)
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BupaBupa

Bupa

Freedom 60
Emergency ambulance
6 of 27 extras services covered

What the extras pay back

General dental$700 yearly limit shared with 3 other services60% back on a check-up
Glasses and contact lenses$150 yearly limit60% back on single vision glasses
Physiotherapy$700 yearly limit shared with 3 other services60% back on a first visit
$38.51†a month after the base-tier rebate (24.1%)
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HBFHBF

HBF

Flex 50
Emergency ambulance
16 of 27 extras services covered

What the extras pay back

General dental$800 yearly limit shared with other services, smaller limits apply50% back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$800 yearly limit shared with other services50% back on a first visit
$38.94†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners
Emergency ambulance
16 of 27 extras services covered

What the extras pay back

General dental$500 yearly limit shared with major dental and root canal60% back on a check-up
Glasses and contact lenses$200 yearly limit60% back on single vision glasses
Physiotherapynot covered
$39.09†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners

Health Partners

Flex Extras: Eyes / Body
Emergency ambulance
10 of 27 extras services covered

What the extras pay back

General dental$500 yearly limit shared with major dental and root canal60% back on a check-up
Glasses and contact lenses$200 yearly limit60% back on single vision glasses
Physiotherapy$400 yearly limit shared with 3 other services60% back on a first visit
$39.72†a month after the base-tier rebate (24.1%)
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ING Health InsuranceING Health Insurance

ING Health Insurance

ING Essential Extras
Emergency ambulance
8 of 27 extras services covered

What the extras pay back

General dental$500 yearly limitup to $35.20 back on a check-up
Glasses and contact lenses$200 yearly limit60% back on single vision glasses
Physiotherapy$300 yearly limit shared with chiropractic and osteopathy60% back on a first visit
$40.18†a month after the base-tier rebate (24.1%)
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AAMI Health InsuranceAAMI Health Insurance

AAMI Health Insurance

AAMI Starter Boost Extras
Emergency ambulance
11 of 27 extras services covered

What the extras pay back

General dental$600 yearly limit (no limit on preventative dental)up to $35.20 back on a check-up
Glasses and contact lenses$200 yearly limit60% back on single vision glasses
Physiotherapy$350 yearly limit shared with chiropractic and osteopathy60% back on a first visit
$40.32†a month after the base-tier rebate (24.1%)
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Latrobe Health ServicesLatrobe Health Services

Latrobe Health Services

Core Complete Extras Package
Emergency ambulance
24 of 27 extras services covered

What the extras pay back

General dental$1,000 yearly limit, shared with major dental and root canalup to $30.50 back on a check-up
Glasses and contact lenses$200 yearly limitup to $200 back on single vision glasses
Physiotherapy$300 yearly limit shared with chiropractic and osteopathyup to $45 back on a first visit
$40.63†a month after the base-tier rebate (24.1%)
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MedibankMedibank
Emergency ambulance
15 of 27 extras services covered

What the extras pay back

General dental$400 yearly limitup to $23.50 back on a check-up
Glasses and contact lenses$150 yearly limit shared with eye therapy (orthoptics)100% back on single vision glasses
Physiotherapy$300 yearly limit shared with 5 other servicesup to $33.70 back on a first visit
$40.79†a month after the base-tier rebate (24.1%)
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Suncorp Health InsuranceSuncorp Health Insurance

Suncorp Health Insurance

Suncorp Health Insurance Everyday Extras
Emergency ambulance
11 of 27 extras services covered

What the extras pay back

General dental$600 yearly limit (no limit on preventative dental)up to $35.20 back on a check-up
Glasses and contact lenses$200 yearly limit60% back on single vision glasses
Physiotherapy$350 yearly limit shared with chiropractic and osteopathy60% back on a first visit
$40.83†a month after the base-tier rebate (24.1%)
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Apia Health InsuranceApia Health Insurance

Apia Health Insurance

Apia Essential Extras
Emergency ambulance
5 of 27 extras services covered

What the extras pay back

General dental$600 yearly limit (no limit on preventative dental)up to $35.20 back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapy$350 yearly limit60% back on a first visit
$41.04†a month after the base-tier rebate (24.1%)
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WestfundWestfund

Westfund

Choice Extras
Emergency and non-emergency ambulance
21 of 27 extras services covered

What the extras pay back

General dental$800 yearly limit shared with major dental and root canal50% back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$400 yearly limit shared with other services50% back on a first visit
$41.43†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners
Emergency ambulance
19 of 27 extras services covered

What the extras pay back

General dental$500 yearly limit shared with major dental and root canal60% back on a check-up
Glasses and contact lensesnot covered
Physiotherapy$400 yearly limit shared with 3 other services60% back on a first visit
$41.70†a month after the base-tier rebate (24.1%)
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nibnib
Emergency ambulance
5 of 27 extras services covered

What the extras pay back

General dental$600 yearly limit (no limit on preventative dental)up to $35.20 back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapy$350 yearly limit60% back on a first visit
$41.96†a month after the base-tier rebate (24.1%)
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Latrobe Health ServicesLatrobe Health Services

Latrobe Health Services

Core Complete Extras
Emergency ambulance
24 of 27 extras services covered

What the extras pay back

General dental$1,000 yearly limit, shared with major dental and root canalup to $30.50 back on a check-up
Glasses and contact lenses$200 yearly limitup to $200 back on single vision glasses
Physiotherapy$300 yearly limit shared with chiropractic and osteopathyup to $45 back on a first visit
$42.34†a month after the base-tier rebate (24.1%)
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HBFHBF
Emergency ambulance
22 of 27 extras services covered

What the extras pay back

General dental$800 yearly limit shared with major dental and root canalup to $31 back on a check-up
Glasses and contact lenses$250 yearly limit100% back on single vision glasses
Physiotherapy$400 yearly limit shared with 3 other servicesup to $50 back on a first visit
$42.37†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners
Emergency ambulance
7 of 27 extras services covered

What the extras pay back

General dental$1,000 yearly limit, shared with 3 other services60% back on a check-up
Glasses and contact lenses$200 yearly limit60% back on single vision glasses
Physiotherapynot covered
$42.39†a month after the base-tier rebate (24.1%)
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Emergency ambulance
5 of 27 extras services covered

What the extras pay back

General dental$800 yearly limit shared with 3 other services60% back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapynot covered
$42.53†a month after the base-tier rebate (24.1%)
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Emergency ambulance
22 of 27 extras services covered

What the extras pay back

General dental$500 yearly limit50% back on a check-up
Glasses and contact lenses$200 yearly limit50% back on single vision glasses
Physiotherapy$350 yearly limit50% back on a first visit
$42.91†a month after the base-tier rebate (24.1%)
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BupaBupa
Emergency ambulance
11 of 27 extras services covered

What the extras pay back

General dental$650 yearly limitup to $34.10 back on a check-up
Glasses and contact lenses$200 yearly limitup to $181.60 back on single vision glasses
Physiotherapy$450 yearly limit shared with chiropractic and osteopathyup to $44.95 back on a first visit
$43.33†a month after the base-tier rebate (24.1%)
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Seniors Health InsuranceSeniors Health Insurance

Seniors Health Insurance

Seniors Essentials Extras
Emergency ambulance
9 of 27 extras services covered

What the extras pay back

General dental$800 yearly limit shared with major dental and root canalup to $35.20 back on a check-up
Glasses and contact lenses$200 yearly limit60% back on single vision glasses
Physiotherapy$300 yearly limit shared with chiropractic and osteopathy60% back on a first visit
$43.37†a month after the base-tier rebate (24.1%)
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Frank Health InsuranceFrank Health Insurance

Frank Health Insurance

Frank Classic Extras
Emergency ambulance
15 of 27 extras services covered

What the extras pay back

General dental$600 yearly limitup to $32.60 back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$350 yearly limit shared with exercise physiology and other servicesup to $42 back on a first visit
$43.40†a month after the base-tier rebate (24.1%)
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Qantas InsuranceQantas Insurance

Qantas Insurance

Qantas Basic Extras
Emergency ambulance
7 of 27 extras services covered

What the extras pay back

General dental$600 yearly limit (no limit on preventative dental)up to $35.20 back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapy$350 yearly limit60% back on a first visit
$43.57†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners
Emergency ambulance
16 of 27 extras services covered

What the extras pay back

General dental$1,000 yearly limit, shared with 3 other services60% back on a check-up
Glasses and contact lensesnot covered
Physiotherapynot covered
$44.32†a month after the base-tier rebate (24.1%)
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Emergency ambulance
12 of 27 extras services covered

What the extras pay back

General dental$800 yearly limit shared with 3 other services60% back on a check-up
Glasses and contact lensesnot covered
Physiotherapynot covered
$44.81†a month after the base-tier rebate (24.1%)
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ahmahm

ahm

black 60
Emergency ambulance
8 of 27 extras services covered

What the extras pay back

General dental$650 yearly limit60% back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$350 yearly limit shared with other services60% back on a first visit
$44.85†a month after the base-tier rebate (24.1%)
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Emergency ambulance
8 of 27 extras services covered

What the extras pay back

General dental$800 yearly limit shared with 3 other services60% back on a check-up
Glasses and contact lensesnot covered
Physiotherapy$400 yearly limit shared with 3 other services60% back on a first visit
$44.92†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners
Emergency ambulance
10 of 27 extras services covered

What the extras pay back

General dental$1,000 yearly limit, shared with 3 other services60% back on a check-up
Glasses and contact lensesnot covered
Physiotherapy$400 yearly limit shared with 3 other services60% back on a first visit
$44.95†a month after the base-tier rebate (24.1%)
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Australian UnityAustralian Unity

Australian Unity

Focus Extras (FCE)
Emergency ambulance
13 of 27 extras services covered

What the extras pay back

General dental$700 yearly limit shared with major dental and root canal60% back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$400 yearly limit shared with exercise physiology60% back on a first visit
$44.96†a month after the base-tier rebate (24.1%)
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MedibankMedibank
Emergency ambulance
9 of 27 extras services covered

What the extras pay back

General dental$750 yearly limitup to $27.60 back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$450 yearly limit shared with chiropractic and osteopathyup to $47.90 back on a first visit
$45.23†a month after the base-tier rebate (24.1%)
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Real Health InsuranceReal Health Insurance

Real Health Insurance

Real Starter Extras
Emergency ambulance
8 of 27 extras services covered

What the extras pay back

General dental$800 yearly limit shared with major dental and root canalup to $35.20 back on a check-up
Glasses and contact lenses$200 yearly limit60% back on single vision glasses
Physiotherapy$300 yearly limit shared with chiropractic and osteopathy60% back on a first visit
$45.35†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners

Health Partners

Combined Good Extras
Emergency ambulance
18 of 27 extras services covered

What the extras pay back

General dental$1,000 yearly limit, shared with major dental and root canal55% back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$450 yearly limit shared with 3 other services, smaller limits applyup to $35 back on a first visit
$45.38†a month after the base-tier rebate (24.1%)
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ahmahm
Emergency ambulance
11 of 27 extras services covered

What the extras pay back

General dental$500 yearly limitup to $28.55 back on a check-up
Glasses and contact lenses$150 yearly limitup to $150 back on single vision glasses
Physiotherapy$200 yearly limitup to $34 back on a first visit
$45.64†a month after the base-tier rebate (24.1%)
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HIFHIF
Emergency and non-emergency ambulance
14 of 27 extras services covered

What the extras pay back

General dental$600 yearly limit60% back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$350 yearly limit shared with other services60% back on a first visit
$45.87†a month after the base-tier rebate (24.1%)
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Emergency ambulance
19 of 27 extras services covered

What the extras pay back

General dental$700 yearly limitup to $26.95 back on a check-up
Glasses and contact lenses$180 yearly limitup to $165.20 back on single vision glasses
Physiotherapy$450 yearly limit shared with other servicesup to $37.75 back on a first visit
$46.55†a month after the base-tier rebate (24.1%)
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Emergency ambulance
22 of 27 extras services covered

What the extras pay back

General dental$500 yearly limit50% back on a check-up
Glasses and contact lenses$200 yearly limit50% back on single vision glasses
Physiotherapy$350 yearly limit50% back on a first visit
$46.97†a month after the base-tier rebate (24.1%)
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MedibankMedibank
Emergency ambulance
8 of 27 extras services covered

What the extras pay back

General dental$750 yearly limitup to $27.60 back on a check-up
Glasses and contact lenses$200 yearly limit shared with eye therapy (orthoptics)100% back on single vision glasses
Physiotherapynot covered
$47.62†a month after the base-tier rebate (24.1%)
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nibnib
Emergency ambulance
14 of 27 extras services covered

What the extras pay back

General dental$500 yearly limitup to $35.20 back on a check-up
Glasses and contact lenses$250 yearly limit50% back on single vision glasses
Physiotherapy$350 yearly limit shared with 3 other services50% back on a first visit
$47.85†a month after the base-tier rebate (24.1%)
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WestfundWestfund

Westfund

Mid Extras
Emergency and non-emergency ambulance
26 of 27 extras services covered

What the extras pay back

General dental$1,125 yearly limit, shared with major dental and root canalup to $30 back on a check-up
Glasses and contact lenses$250 yearly limitup to $250 back on single vision glasses
Physiotherapy$300 yearly limit shared with exercise physiologyup to $30 back on a first visit
$47.94†a month after the base-tier rebate (24.1%)
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Emergency ambulance
22 of 27 extras services covered

What the extras pay back

General dental$500 yearly limit60% back on a check-up
Glasses and contact lenses$200 yearly limit60% back on single vision glasses
Physiotherapy$350 yearly limit60% back on a first visit
$48.15†a month after the base-tier rebate (24.1%)
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BupaBupa
Emergency ambulance
12 of 27 extras services covered

What the extras pay back

General dental$650 yearly limit60% back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapy$500 yearly limit shared with chiropractic and osteopathy60% back on a first visit
$49.10†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners

Health Partners

Good Extras
Emergency ambulance
18 of 27 extras services covered

What the extras pay back

General dental$900 yearly limit shared with major dental and root canal55% back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$350 yearly limit shared with 3 other services, smaller limits applyup to $35 back on a first visit
$50.41†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners
Emergency ambulance
20 of 27 extras services covered

What the extras pay back

General dental$500 yearly limit shared with major dental and root canal60% back on a check-up
Glasses and contact lenses$200 yearly limit60% back on single vision glasses
Physiotherapy$400 yearly limit shared with 3 other services60% back on a first visit
$50.54†a month after the base-tier rebate (24.1%)
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Emergency ambulance
20 of 27 extras services covered

What the extras pay back

General dental$350 yearly limit (no limit on preventative dental)60% back on a check-up
Glasses and contact lenses$225 yearly limit60% back on single vision glasses
Physiotherapy$350 yearly limit shared with exercise physiology60% back on a first visit
$51.12†a month after the base-tier rebate (24.1%)
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MedibankMedibank
Emergency ambulance
20 of 27 extras services covered

What the extras pay back

General dental$750 yearly limitup to $23.50 back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$300 yearly limit shared with other servicesup to $37.70 back on a first visit
$52.40†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners
Emergency ambulance
17 of 27 extras services covered

What the extras pay back

General dental$1,000 yearly limit, shared with 3 other services60% back on a check-up
Glasses and contact lenses$200 yearly limit60% back on single vision glasses
Physiotherapynot covered
$53.14†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners
Emergency ambulance
11 of 27 extras services covered

What the extras pay back

General dental$1,000 yearly limit, shared with 3 other services60% back on a check-up
Glasses and contact lenses$200 yearly limit60% back on single vision glasses
Physiotherapy$400 yearly limit shared with 3 other services60% back on a first visit
$53.76†a month after the base-tier rebate (24.1%)
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Emergency ambulance
22 of 27 extras services covered

What the extras pay back

General dental$500 yearly limit60% back on a check-up
Glasses and contact lenses$200 yearly limit60% back on single vision glasses
Physiotherapy$350 yearly limit60% back on a first visit
$54.22†a month after the base-tier rebate (24.1%)
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MedibankMedibank
Emergency ambulance
21 of 27 extras services covered

What the extras pay back

General dental$600 yearly limitup to $23.50 back on a check-up
Glasses and contact lenses$200 yearly limit shared with eye therapy (orthoptics)100% back on single vision glasses
Physiotherapy$500 yearly limit shared with 5 other servicesup to $33.70 back on a first visit
$54.79†a month after the base-tier rebate (24.1%)
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MedibankMedibank
Emergency ambulance
19 of 27 extras services covered

What the extras pay back

General dental$600 yearly limitup to $23.50 back on a check-up
Glasses and contact lenses$200 yearly limit shared with eye therapy (orthoptics)100% back on single vision glasses
Physiotherapy$500 yearly limit shared with 5 other servicesup to $33.70 back on a first visit
$54.79†a month after the base-tier rebate (24.1%)
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Emergency ambulance
9 of 27 extras services covered

What the extras pay back

General dental$800 yearly limit shared with 3 other services60% back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapy$400 yearly limit shared with 3 other services60% back on a first visit
$55.17†a month after the base-tier rebate (24.1%)
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Emergency ambulance
13 of 27 extras services covered

What the extras pay back

General dental$800 yearly limit shared with 3 other services60% back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapynot covered
$55.43†a month after the base-tier rebate (24.1%)
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HIFHIF
Emergency and non-emergency ambulance
15 of 27 extras services covered

What the extras pay back

General dental$1,000 yearly limit, shared with other services, smaller limits applyup to $54.35 back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$450 yearly limit shared with other services, smaller limits applyup to $35 back on a first visit
$55.62†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners
Emergency ambulance
20 of 27 extras services covered

What the extras pay back

General dental$1,000 yearly limit, shared with 3 other services60% back on a check-up
Glasses and contact lensesnot covered
Physiotherapy$400 yearly limit shared with 3 other services60% back on a first visit
$55.70†a month after the base-tier rebate (24.1%)
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Emergency ambulance
10 of 27 extras services covered

What the extras pay back

General dental$600 yearly limit (no limit on preventative dental)up to $35.20 back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapy$350 yearly limit60% back on a first visit
$55.80†a month after the base-tier rebate (24.1%)
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Emergency and non-emergency ambulance
16 of 27 extras services covered

What the extras pay back

General dental$1,250 yearly limit, shared with 3 other servicesup to $54.35 back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$400 yearly limit shared with other servicesup to $35 back on a first visit
$56.08†a month after the base-tier rebate (24.1%)
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Emergency ambulance
22 of 27 extras services covered

What the extras pay back

General dental$750 yearly limit50% back on a check-up
Glasses and contact lenses$250 yearly limit50% back on single vision glasses
Physiotherapy$500 yearly limit50% back on a first visit
$56.11†a month after the base-tier rebate (24.1%)
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Latrobe Health ServicesLatrobe Health Services

Latrobe Health Services

Boost Complete 60% Extras
Emergency ambulance
24 of 27 extras services covered

What the extras pay back

General dental$1,000 yearly limit, shared with major dental and root canal60% back on a check-up
Glasses and contact lenses$200 yearly limitup to $200 back on single vision glasses
Physiotherapy$350 yearly limit shared with 3 other services60% back on a first visit
$56.15†a month after the base-tier rebate (24.1%)
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WestfundWestfund

Westfund

Freedom Extras
Emergency and non-emergency ambulance
25 of 27 extras services covered

What the extras pay back

General dental$1,600 yearly limit, shared with major dental and root canalup to $35 back on a check-up
Glasses and contact lenses$250 yearly limitup to $250 back on single vision glasses
Physiotherapy$600 yearly limit shared with 3 other servicesup to $42 back on a first visit
$56.72†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners
Emergency ambulance
21 of 27 extras services covered

What the extras pay back

General dental$800 yearly limitup to $34.50 back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$500 yearly limit shared with 6 other servicesup to $40 back on a first visit
$57.02†a month after the base-tier rebate (24.1%)
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Qantas InsuranceQantas Insurance

Qantas Insurance

Qantas Kickstart Extras
Emergency ambulance
9 of 27 extras services covered

What the extras pay back

General dental$700 yearly limitup to $35.20 back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapy$350 yearly limit60% back on a first visit
$57.51†a month after the base-tier rebate (24.1%)
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Emergency ambulance
16 of 27 extras services covered

What the extras pay back

General dental$800 yearly limit shared with 3 other services60% back on a check-up
Glasses and contact lensesnot covered
Physiotherapy$400 yearly limit shared with 3 other services60% back on a first visit
$58.39†a month after the base-tier rebate (24.1%)
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PeoplecarePeoplecare

Peoplecare

Mid Extras
Emergency and non-emergency ambulance
18 of 27 extras services covered

What the extras pay back

General dental$750 yearly limit60% back on a check-up
Glasses and contact lenses$200 yearly limitup to $200 back on single vision glasses
Physiotherapy$350 yearly limit shared with other servicesup to $45 back on a first visit
$58.92†a month after the base-tier rebate (24.1%)
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BupaBupa
Emergency ambulance
17 of 27 extras services covered

What the extras pay back

General dental$750 yearly limitup to $34.10 back on a check-up
Glasses and contact lenses$250 yearly limitup to $181.60 back on single vision glasses
Physiotherapy$800 yearly limit shared with chiropractic and osteopathyup to $44.95 back on a first visit
$58.92†a month after the base-tier rebate (24.1%)
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Frank Health InsuranceFrank Health Insurance

Frank Health Insurance

Frank Max Extras
Emergency ambulance
21 of 27 extras services covered

What the extras pay back

General dental$600 yearly limitup to $35.50 back on a check-up
Glasses and contact lenses$250 yearly limit100% back on single vision glasses
Physiotherapy$400 yearly limit shared with exercise physiology and other servicesup to $44 back on a first visit
$59.72†a month after the base-tier rebate (24.1%)
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HBFHBF

HBF

Flex 60
Emergency ambulance
16 of 27 extras services covered

What the extras pay back

General dental$1,000 yearly limit, shared with 14 other services, smaller limits apply60% back on a check-up
Glasses and contact lenses$220 yearly limit100% back on single vision glasses
Physiotherapy$1,000 yearly limit, shared with 14 other services60% back on a first visit
$60.11†a month after the base-tier rebate (24.1%)
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MedibankMedibank
Emergency ambulance
24 of 27 extras services covered

What the extras pay back

General dental$800 yearly limitup to $23.50 back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$300 yearly limitup to $37.70 back on a first visit
$61.01†a month after the base-tier rebate (24.1%)
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Emergency ambulance
16 of 27 extras services covered

What the extras pay back

General dental$500 yearly limitup to $34.65 back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$350 yearly limitup to $42 back on a first visit
$61.24†a month after the base-tier rebate (24.1%)
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Emergency and non-emergency ambulance
25 of 27 extras services covered

What the extras pay back

General dental$800 yearly limit shared with 3 other services60% back on a check-up
Glasses and contact lenses$180 yearly limit60% back on single vision glasses
Physiotherapy$350 yearly limit60% back on a first visit
$61.65†a month after the base-tier rebate (24.1%)
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Emergency ambulance
5 of 27 extras services covered

What the extras pay back

General dental$700 yearly limit (no limit on preventative dental)up to $35.20 back on a check-up
Glasses and contact lenses$300 yearly limit60% back on single vision glasses
Physiotherapy$450 yearly limit60% back on a first visit
$61.76†a month after the base-tier rebate (24.1%)
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Emergency ambulance
22 of 27 extras services covered

What the extras pay back

General dental$750 yearly limit50% back on a check-up
Glasses and contact lenses$250 yearly limit50% back on single vision glasses
Physiotherapy$500 yearly limit50% back on a first visit
$62.75†a month after the base-tier rebate (24.1%)
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Emergency ambulance
22 of 27 extras services covered

What the extras pay back

General dental$750 yearly limit60% back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapy$500 yearly limit60% back on a first visit
$62.98†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners

Health Partners

Growing Family Extras
Emergency ambulance
21 of 27 extras services covered

What the extras pay back

General dental$800 yearly limitup to $34.50 back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$500 yearly limit shared with 6 other servicesup to $40 back on a first visit
$63.36†a month after the base-tier rebate (24.1%)
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ING Health InsuranceING Health Insurance

ING Health Insurance

ING Everyday Extras
Emergency ambulance
14 of 27 extras services covered

What the extras pay back

General dental$600 yearly limitup to $35.20 back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapy$300 yearly limit60% back on a first visit
$63.40†a month after the base-tier rebate (24.1%)
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MedibankMedibank
Emergency ambulance
25 of 27 extras services covered

What the extras pay back

General dental$600 yearly limitup to $23.50 back on a check-up
Glasses and contact lenses$200 yearly limit shared with eye therapy (orthoptics)100% back on single vision glasses
Physiotherapy$500 yearly limit shared with 5 other servicesup to $33.70 back on a first visit
$63.51†a month after the base-tier rebate (24.1%)
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Australian UnityAustralian Unity

Australian Unity

Balanced Extras (BCE)
Emergency ambulance
24 of 27 extras services covered

What the extras pay back

General dentalyearly limit in Details50% back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$400 yearly limit shared with 3 other services50% back on a first visit
$63.70†a month after the base-tier rebate (24.1%)
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Australian UnityAustralian Unity

Australian Unity

Freedom Extras (FRE)
Emergency ambulance
21 of 27 extras services covered

What the extras pay back

General dental$800 yearly limitup to $41 back on a check-up
Glasses and contact lenses$250 yearly limit100% back on single vision glasses
Physiotherapy$500 yearly limit shared with exercise physiologyup to $60 back on a first visit
$63.93†a month after the base-tier rebate (24.1%)
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Apia Health InsuranceApia Health Insurance

Apia Health Insurance

Apia Classic Extras
Emergency ambulance
5 of 27 extras services covered

What the extras pay back

General dental$700 yearly limit (no limit on preventative dental)up to $35.20 back on a check-up
Glasses and contact lenses$300 yearly limit60% back on single vision glasses
Physiotherapy$450 yearly limit60% back on a first visit
$64.23†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners
Emergency ambulance
21 of 27 extras services covered

What the extras pay back

General dental$1,000 yearly limit, shared with 3 other services60% back on a check-up
Glasses and contact lenses$200 yearly limit60% back on single vision glasses
Physiotherapy$400 yearly limit shared with 3 other services60% back on a first visit
$64.32†a month after the base-tier rebate (24.1%)
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Emergency ambulance
24 of 27 extras services covered

What the extras pay back

General dentalno yearly limitup to $35 back on a check-up
Glasses and contact lenses$250 yearly limit100% back on single vision glasses
Physiotherapy$350 yearly limit shared with exercise physiologyup to $58 back on a first visit
$64.46†a month after the base-tier rebate (24.1%)
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Emergency ambulance
11 of 27 extras services covered

What the extras pay back

General dental$600 yearly limit (no limit on preventative dental)up to $35.20 back on a check-up
Glasses and contact lenses$250 yearly limit shared with other services60% back on single vision glasses
Physiotherapy$350 yearly limit60% back on a first visit
$64.53†a month after the base-tier rebate (24.1%)
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Real Health InsuranceReal Health Insurance

Real Health Insurance

Real Lifestyle Extras
Emergency ambulance
15 of 27 extras services covered

What the extras pay back

General dental$600 yearly limitup to $35.20 back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapy$400 yearly limit60% back on a first visit
$64.64†a month after the base-tier rebate (24.1%)
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MedibankMedibank
Emergency ambulance
15 of 27 extras services covered

What the extras pay back

General dental$750 yearly limitup to $27.60 back on a check-up
Glasses and contact lenses$200 yearly limit shared with eye therapy (orthoptics)100% back on single vision glasses
Physiotherapy$400 yearly limit shared with 4 other servicesup to $43.90 back on a first visit
$65.07†a month after the base-tier rebate (24.1%)
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Seniors Health InsuranceSeniors Health Insurance

Seniors Health Insurance

Seniors Active Extras
Emergency ambulance
15 of 27 extras services covered

What the extras pay back

General dental$700 yearly limitup to $35.20 back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapy$400 yearly limit60% back on a first visit
$65.21†a month after the base-tier rebate (24.1%)
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WestfundWestfund

Westfund

High Extras
Emergency and non-emergency ambulance
27 of 27 extras services covered

What the extras pay back

General dentalno yearly limitup to $40 back on a check-up
Glasses and contact lenses$250 yearly limitup to $250 back on single vision glasses
Physiotherapy$420 yearly limit shared with exercise physiologyup to $42 back on a first visit
$65.90†a month after the base-tier rebate (24.1%)
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ahmahm
Emergency ambulance
22 of 27 extras services covered

What the extras pay back

General dental$500 yearly limitup to $33.65 back on a check-up
Glasses and contact lenses$220 yearly limitup to $220 back on single vision glasses
Physiotherapy$300 yearly limitup to $36 back on a first visit
$65.90†a month after the base-tier rebate (24.1%)
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Emergency ambulance
17 of 27 extras services covered

What the extras pay back

General dental$800 yearly limit shared with 3 other services60% back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapy$400 yearly limit shared with 3 other services60% back on a first visit
$65.90†a month after the base-tier rebate (24.1%)
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Apia Health InsuranceApia Health Insurance

Apia Health Insurance

Apia Essential and Advanced Extras
Emergency ambulance
13 of 27 extras services covered

What the extras pay back

General dental$600 yearly limit (no limit on preventative dental)up to $35.20 back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapy$350 yearly limit60% back on a first visit
$65.90†a month after the base-tier rebate (24.1%)
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no commission on this policy

Emergency ambulance
13 of 27 extras services covered

What the extras pay back

General dental$600 yearly limit (no limit on preventative dental)up to $35.20 back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapy$350 yearly limit60% back on a first visit
$66.04†a month after the base-tier rebate (24.1%)
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Qantas InsuranceQantas Insurance

Qantas Insurance

Qantas Family Extras
Emergency ambulance
17 of 27 extras services covered

What the extras pay back

General dental$600 yearly limit (no limit on preventative dental)up to $35.20 back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapy$350 yearly limit60% back on a first visit
$66.62†a month after the base-tier rebate (24.1%)
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ahmahm

ahm

black 70
Emergency ambulance
9 of 27 extras services covered

What the extras pay back

General dental$650 yearly limit70% back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$350 yearly limit shared with other services70% back on a first visit
$66.70†a month after the base-tier rebate (24.1%)
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RT HealthRT Health
Emergency ambulance
26 of 27 extras services covered

What the extras pay back

General dental$1,000 yearly limitup to $35 back on a check-up
Glasses and contact lenses$250 yearly limit100% back on single vision glasses
Physiotherapy$450 yearly limitup to $50 back on a first visit
$67.19†a month after the base-tier rebate (24.1%)
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Qantas InsuranceQantas Insurance

Qantas Insurance

Qantas Lifestyle Extras
Emergency ambulance
16 of 27 extras services covered

What the extras pay back

General dental$600 yearly limit (no limit on preventative dental)up to $35.20 back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapy$350 yearly limit60% back on a first visit
$67.68†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners

Health Partners

Combined Better Extras
Emergency ambulance
24 of 27 extras services covered

What the extras pay back

General dentalno yearly limit65% back on a check-up
Glasses and contact lenses$250 yearly limit100% back on single vision glasses
Physiotherapy$600 yearly limit shared with 3 other services, smaller limits applyup to $40 back on a first visit
$71.72†a month after the base-tier rebate (24.1%)
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Latrobe Health ServicesLatrobe Health Services

Latrobe Health Services

Premier Singles and Couples Extras
Emergency ambulance
23 of 27 extras services covered

What the extras pay back

General dental$1,000 yearly limit, shared with root canalup to $42 back on a check-up
Glasses and contact lenses$250 yearly limitup to $250 back on single vision glasses
Physiotherapy$550 yearly limit shared with other servicesup to $50 back on a first visit
$71.81†a month after the base-tier rebate (24.1%)
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HBFHBF
Emergency ambulance
24 of 27 extras services covered

What the extras pay back

General dental$800 yearly limit (no limit on preventative dental) shared with major dental and root canal, smaller limits apply60% back on a check-up
Glasses and contact lenses$250 yearly limit100% back on single vision glasses
Physiotherapy$500 yearly limit shared with 5 other services60% back on a first visit
$73.56†a month after the base-tier rebate (24.1%)
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BupaBupa
Emergency ambulance
22 of 27 extras services covered

What the extras pay back

General dental$900 yearly limit (no limit on preventative dental)up to $35.20 back on a check-up
Glasses and contact lenses$250 yearly limitup to $196.40 back on single vision glasses
Physiotherapy$800 yearly limit shared with chiropractic and osteopathyup to $49.95 back on a first visit
$73.61†a month after the base-tier rebate (24.1%)
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Emergency ambulance
10 of 27 extras services covered

What the extras pay back

General dental$700 yearly limit (no limit on preventative dental)up to $35.20 back on a check-up
Glasses and contact lenses$300 yearly limit60% back on single vision glasses
Physiotherapy$450 yearly limit60% back on a first visit
$75.56†a month after the base-tier rebate (24.1%)
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Emergency ambulance
22 of 27 extras services covered

What the extras pay back

General dental$750 yearly limit60% back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapy$500 yearly limit60% back on a first visit
$76.03†a month after the base-tier rebate (24.1%)
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MedibankMedibank
Emergency ambulance
20 of 27 extras services covered

What the extras pay back

General dental$1,000 yearly limitup to $27.60 back on a check-up
Glasses and contact lenses$225 yearly limit100% back on single vision glasses
Physiotherapy$600 yearly limit shared with 3 other servicesup to $47.90 back on a first visit
$78.35†a month after the base-tier rebate (24.1%)
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Emergency ambulance
14 of 27 extras services covered

What the extras pay back

General dental$600 yearly limit (no limit on preventative dental)up to $35.20 back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapy$350 yearly limit60% back on a first visit
$78.37†a month after the base-tier rebate (24.1%)
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AAMI Health InsuranceAAMI Health Insurance

AAMI Health Insurance

AAMI Everyday Active Extras
Emergency ambulance
20 of 27 extras services covered

What the extras pay back

General dental$700 yearly limit (no limit on preventative dental)up to $35.20 back on a check-up
Glasses and contact lenses$200 yearly limit60% back on single vision glasses
Physiotherapy$350 yearly limit60% back on a first visit
$78.92†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners
Emergency ambulance
21 of 27 extras services covered

What the extras pay back

General dentalno yearly limitup to $44.85 back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$1,000 yearly limit, shared with 6 other servicesup to $40 back on a first visit
$79.31†a month after the base-tier rebate (24.1%)
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Health PartnersHealth Partners

Health Partners

Better Extras
Emergency ambulance
24 of 27 extras services covered

What the extras pay back

General dentalno yearly limit65% back on a check-up
Glasses and contact lenses$250 yearly limit100% back on single vision glasses
Physiotherapy$500 yearly limit shared with 3 other services, smaller limits applyup to $40 back on a first visit
$79.68†a month after the base-tier rebate (24.1%)
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HIFHIF
Emergency and non-emergency ambulance
24 of 27 extras services covered

What the extras pay back

General dental$1,000 yearly limitup to $54.35 back on a check-up
Glasses and contact lenses$275 yearly limit100% back on single vision glasses
Physiotherapy$500 yearly limit shared with exercise physiology and other servicesup to $45 back on a first visit
$79.68†a month after the base-tier rebate (24.1%)
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Emergency ambulance
17 of 27 extras services covered

What the extras pay back

General dental$600 yearly limit (no limit on preventative dental)up to $35.20 back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapy$350 yearly limit60% back on a first visit
$79.87†a month after the base-tier rebate (24.1%)
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Emergency ambulance
22 of 27 extras services covered

What the extras pay back

General dental$800 yearly limit (no limit on preventative dental)up to $35.20 back on a check-up
Glasses and contact lenses$250 yearly limitup to $196.40 back on single vision glasses
Physiotherapy$800 yearly limit shared with chiropractic and osteopathyup to $49.95 back on a first visit
$79.98†a month after the base-tier rebate (24.1%)
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BupaBupa
Emergency ambulance
25 of 27 extras services covered

What the extras pay back

General dentalno yearly limitup to $27.50 back on a check-up
Glasses and contact lenses$200 yearly limitup to $178.50 back on single vision glasses
Physiotherapy$700 yearly limitup to $42.20 back on a first visit
$81.00†a month after the base-tier rebate (24.1%)
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ahmahm
Emergency ambulance
16 of 27 extras services covered

What the extras pay back

General dental$700 yearly limit70% back on a check-up
Glasses and contact lenses$200 yearly limit100% back on single vision glasses
Physiotherapy$400 yearly limit shared with other services70% back on a first visit
$82.18†a month after the base-tier rebate (24.1%)
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Suncorp Health InsuranceSuncorp Health Insurance

Suncorp Health Insurance

Suncorp Health Insurance Mid Extras
Emergency ambulance
20 of 27 extras services covered

What the extras pay back

General dental$700 yearly limit (no limit on preventative dental)up to $35.20 back on a check-up
Glasses and contact lenses$250 yearly limit60% back on single vision glasses
Physiotherapy$300 yearly limit60% back on a first visit
$82.27†a month after the base-tier rebate (24.1%)
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† Monthly premium: the premium the insurer filed with the Private Health Insurance Ombudsman for this state, household and excess, before the Australian Government rebate. Answer the income and age questions and every figure becomes the premium after your rebate, with any Lifetime Health Cover loading added to the hospital share (the rebate never applies to the loading) and the age-based discount taken off it where the policy offers one. Insurers may quote a different payment frequency and round each step; check the figure with the insurer before you join.

No insurer pays to appear on this list or for its place in it. This list is every policy open to new members that insurers filed with the Ombudsman for New South Wales, except corporate and members-only policies unless you include them. LookFirst does not say which tier or policy suits you. The filters are your own questions. What we cover ›

Policy details come from the PrivateHealth.gov.au dataset published by the Private Health Insurance Ombudsman on data.gov.au (release of 1 Oct 2026), licensed under Creative Commons Attribution 3.0 Australia. The dataset ›